Terms & Conditions

general TERMS & CONDITIONS

Following Company Policies are available

  1. Solar Equipment Purchase, Installation, Warranty, and Net Billing policy
  2. Solar Care 360 Policy
  3. Solar System Insurance Policy
  4. EV Charger Sales, Installation & Warranty Policy
  5. Technical Consultancy Policy
  6. Business Consultancy Policy

 

Solar Equipment Purchase, Installation, Warranty, and Net Billing policy

Effective Date: [12th Aug 2024]
Revision Date: [16th September 2026]
Legal Entity: Solato Smart Private Limited

These Terms and Conditions govern quotations, orders, sales, payments, collection, delivery where applicable, optional site visits and solar system design services, warranty-related matters, referrals to independent solar installation professionals, regulatory support, and optional Solar Care 360 services offered by Solato Smart Private Limited. More over the Solato Smart Home, Solato Energy, Solato Smart Technologies, Solar Care 360, German Solar Plus are the brand names of Solato Smart Private limited

By accepting a quotation, making any payment, placing an order, collecting goods, requesting any optional service, or otherwise proceeding with a transaction with Solato Smart Private Limited, the customer confirms that the customer has read, understood, and accepted these Terms and Conditions.


1. Nature of Business and Scope of Solato Smart Private Limited

1.1. Solato Smart Private Limited is primarily engaged in the sale and supply of solar equipment, components, hardware, and related stocks, which may include solar panels, inverters, batteries, mounting structures, cables, protection equipment, accessories, and other items specified in the relevant quotation or invoice.

1.2. Unless expressly stated otherwise in a separate written agreement, the standard scope of Solato Smart Private Limited is limited to the sale and supply of equipment and stock.

1.3. Solar system installation, electrical installation, civil works, construction works, roof modification, structural works, foundations, waterproofing, excavation, masonry, concrete work, trenching, fabrication at site, painting, plumbing, or other civil or construction-related activities are not included in the standard scope of Solato Smart Private Limited.

1.4. Upon the customer’s request, Solato Smart Private Limited may separately provide or arrange certain optional professional services, including:

  • site visits;
  • preliminary site assessments;
  • solar system design;
  • equipment sizing;
  • preparation of an indicative Bill of Quantities;
  • technical recommendations; and
  • related consultation services.

1.5. Optional site visits, design services, assessments, and consultations shall only be considered included where expressly stated in a quotation, invoice, or separate written agreement. Additional charges may apply.

1.6. Where requested by a customer, Solato Smart Private Limited may also introduce, recommend, or connect the customer with professional solar installation teams, technicians, contractors, engineers, consultants, or other service providers.

1.7. Any such installation team or service provider shall perform its services independently and under its own responsibility. Unless specifically agreed otherwise in writing, such party is not an employee, agent, partner, representative, branch, or legal extension of Solato Smart Private Limited.

1.8. The customer shall separately agree with the installation team regarding installation charges, workmanship, completion period, labour, site requirements, electrical works, testing, commissioning, workmanship warranty, maintenance, and after-sales support.

1.9. Solato Smart Private Limited shall not be responsible for any act, omission, negligence, delay, accident, workmanship defect, property damage, electrical fault, injury, loss, misconduct, or contractual breach caused by an independent installation team or other third-party service provider, except to the extent liability cannot legally be excluded under applicable law.


2. Quotations and Validity

2.1. Unless a different validity period is specifically mentioned on a quotation, prices quoted by Solato Smart Private Limited shall remain valid for fifteen (15) days from the quotation date.

2.2. After expiration of the quotation validity period, Solato Smart Private Limited may revise prices without prior notice.

2.3. A quotation is subject to stock availability, price confirmation, applicable taxes, payment, and any conditions stated in the quotation.

2.4. Issuance of a quotation does not constitute reservation of stock unless Solato Smart Private Limited has received the required payment and confirmed stock allocation.

2.5. Prices may be revised before order confirmation as a result of changes in exchange rates, foreign currency rates, import costs, freight, customs duties, government policies, taxation, manufacturer or distributor prices, supply shortages, regulatory changes, or significant market fluctuations.

2.6. Clerical, typographical, technical, or mathematical errors appearing in a quotation, invoice, website, advertisement, or other communication may be corrected by Solato Smart Private Limited.


3. Optional Site Visit and Solar System Design

3.1. A site visit and solar system design are optional services and are not automatically included with the purchase of solar equipment.

3.2. A customer may request Solato Smart Private Limited to conduct or arrange a site visit for the purpose of collecting information relevant to system planning, equipment sizing, placement, accessibility, or other preliminary technical considerations.

3.3. A site visit shall not constitute a structural survey, building inspection, civil engineering assessment, electrical safety certification, geotechnical assessment, waterproofing inspection, or professional certification of the premises unless expressly agreed in writing.

3.4. Solato Smart Private Limited may prepare a solar system design based on information obtained during a site visit or information provided by the customer.

3.5. Solar system design may include, where applicable:

  • proposed solar-panel capacity;
  • estimated number of panels;
  • inverter capacity;
  • battery capacity, where applicable;
  • preliminary equipment selection;
  • indicative panel arrangement;
  • estimated generation;
  • preliminary cable or protection requirements; and
  • Bill of Quantities.

3.6. Design charges, site-visit charges, travel expenses, engineering charges, or other related professional fees may be charged separately and shall be communicated to the customer where applicable.

3.7. Any solar system design prepared by Solato Smart Private Limited shall be based on the information, site conditions, electricity bills, consumption data, load information, measurements, drawings, photographs, or other information available at the time of preparation.

3.8. The customer is responsible for providing complete and accurate information. Solato Smart Private Limited shall not be responsible for incorrect design outcomes resulting from inaccurate, incomplete, outdated, or withheld information.

3.9. Where a final installation is performed by an independent installation team, the installer shall be responsible for verifying the design, site measurements, structural suitability, electrical suitability, cable routes, protection requirements, mounting requirements, applicable standards, and actual conditions before commencement of installation.

3.10. The installer may recommend changes to a preliminary design due to actual site conditions, applicable standards, safety requirements, equipment compatibility, or installation feasibility.

3.11. Any customer-requested change to an approved design, equipment quantity, capacity, brand, model, layout, or specification may require revision of the quotation and may result in additional charges.

3.12. Unless expressly guaranteed under a separate written agreement, a solar system design is an engineering or commercial recommendation based on available information and does not constitute a guarantee of electricity generation, financial savings, net-billing income, or a specific payback period.


4. Civil Works – Expressly Excluded

4.1. All civil works are expressly outside the scope of Solato Smart Private Limited unless separately agreed under a specific written contract.

4.2. Civil works include, without limitation:

  • concrete foundations;
  • excavation;
  • trenching;
  • masonry;
  • plastering;
  • roof repair;
  • waterproofing;
  • structural strengthening;
  • construction or modification of walls;
  • equipment rooms;
  • sheds or canopies;
  • drainage;
  • restoration of tiles or flooring;
  • core cutting;
  • road cutting;
  • underground works;
  • structural steel civil support works;
  • painting or finishing works; and
  • any other building or construction-related activity.

4.3. Where civil work is necessary for installation, such work must be arranged separately by the customer or the customer’s selected installation team.

4.4. Any quotation issued by Solato Smart Private Limited shall exclude civil work unless a particular civil-work item is specifically identified and separately priced in writing.

4.5. Solato Smart Private Limited shall not be responsible for the quality, safety, cost, timing, defects, damage, or performance of civil works carried out by the customer, an installation team, contractor, labourer, or any other third party.


5. Product Selection and Technical Suitability

5.1. Where a quotation is prepared on the basis of a solar system design, Bill of Quantities, load information, drawings, customer requirements, or information provided by the customer or an installation team, the quotation shall be based on that information.

5.2. Where no design service has been requested from Solato Smart Private Limited, the customer and the customer’s selected installer shall be responsible for confirming that the equipment being purchased is technically suitable, correctly sized, compatible, and appropriate for the intended installation.

5.3. Where Solato Smart Private Limited prepares an optional design, the final installer remains responsible for verifying actual site conditions and installation requirements prior to installation.

5.4. Solato Smart Private Limited shall not be responsible for performance problems caused by incorrect installation, improper wiring, unauthorized design modification, shading, structural conditions, poor maintenance, customer load changes, grid conditions, or other matters outside the supplied equipment itself.


6. Prices and Currency

6.1. All prices are stated in Pakistani Rupees (PKR) unless expressly stated otherwise.

6.2. Prices are subject to applicable taxes, duties, levies, regulatory charges, freight charges, and other government-imposed charges unless specifically stated as inclusive.

6.3. Prices may differ between quotations because of market conditions, supplier prices, exchange rates, available stock, batch pricing, promotional arrangements, or product specifications.

6.4. A previous quotation or sale price does not create an obligation upon Solato Smart Private Limited to offer the same price for any subsequent transaction.


7. Taxes, Duties and Government Charges

7.1. Unless expressly stated otherwise in the relevant quotation or invoice, prices quoted by Solato Smart Private Limited are exclusive of applicable sales tax, withholding tax, provincial or federal taxes, duties, levies, fees, and other government charges.

7.2. Applicable taxes shall be charged according to the laws, rules, notifications, and tax rates prevailing at the time the taxable transaction is executed.

7.3. Where a customer claims an exemption from any applicable tax, the customer must provide a legally valid exemption certificate or other required documentation before invoicing or execution of the transaction.

7.4. Any new or additional tax, duty, levy, regulatory fee, customs charge, or government-imposed financial obligation becoming applicable before completion of the relevant transaction shall be payable by the customer where legally permitted.


8. Payment Terms

8.1. Unless different payment terms are expressly stated in the quotation, the customer must pay ninety percent (90%) of the total order value before release, dispatch, or collection of stock.

8.2. The remaining balance shall be payable before or at final release of the stock, as specified on the quotation or invoice.

8.3. Solato Smart Private Limited is not required to release equipment where any amount due against the relevant order remains unpaid.

8.4. Payment shall be considered received only after funds have been successfully received and cleared into the designated account of Solato Smart Private Limited or otherwise acknowledged through an official receipt.

8.5. Payment made for equipment does not constitute payment to an independent installation team unless expressly stated in an official invoice issued by Solato Smart Private Limited.

8.6. Customers should not make payments relating to Solato Smart Private Limited to unauthorized employees, installers, agents, third parties, or unofficial bank accounts.


9. Stock Availability and Allocation

9.1. All quotations and orders are subject to stock availability.

9.2. Stock shall not be considered reserved until the required payment has been received and allocation has been confirmed by Solato Smart Private Limited.

9.3. Where a particular brand, model, capacity, specification, or batch becomes unavailable before confirmation, Solato Smart Private Limited may offer an alternative product for the customer’s approval or revise the quotation accordingly.

9.4. Solato Smart Private Limited shall not substitute a materially different product after order confirmation without customer approval except where required by law or expressly permitted under the agreed quotation.


10. Collection and Customer Pickup

10.1. Unless delivery has been separately agreed in writing and expressly included in the quotation, collection and transportation of purchased stock from the premises, warehouse, or designated collection point of Solato Smart Private Limited shall be the customer’s responsibility.

10.2. The customer is responsible for arranging suitable transportation, labour, securing of equipment, handling, transit insurance, and safe transportation.

10.3. Risk of physical loss, theft, breakage, mishandling, accident, water damage, or other transit-related damage shall pass to the customer once goods have been handed over to the customer or the customer’s driver, transporter, representative, installer, courier, or nominated carrier.

10.4. Where loading assistance is provided by Solato Smart Private Limited as a courtesy, this shall not transfer transportation responsibility to Solato Smart Private Limited.

10.5. The customer must ensure that any vehicle used for collection is suitable for safely transporting solar panels, batteries, inverters, structures, and other sensitive equipment.


11. Delivery Where Separately Agreed

11.1. Where Solato Smart Private Limited expressly agrees to arrange delivery, applicable delivery charges, destination, unloading responsibility, and delivery terms shall be specified separately.

11.2. Delivery dates are estimates unless expressly guaranteed in writing.

11.3. Solato Smart Private Limited shall not be liable for reasonable delays caused by transport companies, road closures, weather, strikes, government restrictions, import delays, force majeure, security conditions, or other matters outside its reasonable control.

11.4. Unless otherwise agreed, unloading, shifting equipment within the customer’s premises, rooftop lifting, cranes, forklifts, labour, and site handling are not included in standard delivery.


12. Inspection at Collection or Delivery

12.1. Customers should inspect quantities, model numbers, packaging, external physical condition, and visible damage when receiving goods.

12.2. Any visible shortage, incorrect item, or apparent transport or handling damage should be recorded immediately and reported to Solato Smart Private Limited.

12.3. Once goods have been collected and accepted without any reported visible discrepancy, claims concerning obvious physical damage, missing items, or transportation damage may be rejected to the extent permitted by applicable law.

12.4. Latent manufacturing defects remain subject to the applicable manufacturer’s warranty terms.


13. Transfer of Ownership and Risk

13.1. Risk in the goods passes according to the collection or delivery provisions stated in these Terms.

13.2. Legal title to goods shall remain with Solato Smart Private Limited until the full invoiced price for those goods has been received, to the extent permitted by applicable law.

13.3. Passing of risk and passing of ownership may occur at different times.


14. Cancellation, Returns and Refunds

14.1. Once an order has been confirmed, stock has been allocated, or procurement has commenced specifically for the customer, cancellation shall be subject to written approval by Solato Smart Private Limited.

14.2. Special-order, imported-on-demand, customized, opened, installed, used, physically damaged, modified, or customer-specific goods may not be returnable except where required by applicable law or covered by an applicable manufacturer warranty.

14.3. Any approved return must comply with the return conditions communicated by Solato Smart Private Limited and may be subject to reasonable handling, transport, supplier, or restocking costs where legally permissible.

14.4. A customer’s change of mind after stock procurement or allocation does not automatically create a right to a refund.

14.5. Nothing in this clause is intended to exclude any non-excludable rights available under applicable law.


15. Independent Installation Services

15.1. Solar system installation is not included in the ordinary stock-sale business of Solato Smart Private Limited.

15.2. At the customer’s request, Solato Smart Private Limited may connect the customer with independent professional installation teams.

15.3. The customer shall have the responsibility to evaluate and select an installation team and agree directly upon the installation scope and commercial terms.

15.4. Any installation quotation, workmanship warranty, completion schedule, labour commitment, technical commitment, electrical-work obligation, after-sales obligation, or other commitment issued by the installation team shall remain the responsibility of that installation team.

15.5. Civil works shall remain outside Solato Smart Private Limited’s scope and should be separately arranged where required.

15.6. Solato Smart Private Limited does not guarantee the performance, conduct, availability, workmanship, schedule, or continued operation of an independent installation team merely because an introduction or referral was provided.

15.7. Customers are encouraged to obtain a written scope, payment terms, workmanship warranty, safety commitments, and completion criteria directly from the selected installation team before work begins.


16. Site Conditions and Customer Premises

16.1. Except to the limited extent covered by an expressly requested optional site visit, responsibility for determining the structural suitability, roof condition, waterproofing, electrical condition, earthing, foundations, cable routes, and other site conditions necessary for installation shall rest with the customer and the selected installation professionals.

16.2. A site visit conducted by Solato Smart Private Limited for solar planning purposes shall not constitute certification that the roof, building, structure, foundations, wiring, or premises are structurally or electrically safe.

16.3. Where there is any doubt regarding structural integrity, roof loading, electrical safety, waterproofing, or civil condition, the customer should obtain assessment from an appropriately qualified engineer or professional before installation.

16.4. Solato Smart Private Limited shall not be responsible for roof leakage, structural failure, waterproofing failure, damage to ceilings or tiles, drilling damage, electrical faults, civil-work defects, or other premises-related loss arising from installation or construction activities undertaken by third parties.

16.5. Existing defects in the customer’s roof, building, wiring, electrical system, foundations, or premises remain the customer’s responsibility.


17. Product and System Performance

17.1. Product ratings, specifications, efficiency levels, battery capacities, inverter capacities, solar-panel outputs, degradation figures, and similar technical characteristics are based on information supplied by manufacturers and applicable technical documentation.

17.2. Actual solar-system generation and financial savings may vary because of weather, irradiation, temperature, orientation, shading, dust, system losses, grid availability, consumption patterns, system configuration, maintenance, degradation, applicable tariffs, regulatory rules, and installation quality.

17.3. Any generation estimate provided as part of an optional design or quotation is an estimate only.

17.4. Unless expressly guaranteed in a separate written agreement, Solato Smart Private Limited does not guarantee any particular number of electricity units, financial savings, payback period, export revenue, or electricity bill reduction.


18. Manufacturer Warranty

18.1. Products sold by Solato Smart Private Limited shall carry only those manufacturer, importer, distributor, or principal warranties applicable to the relevant product.

18.2. Warranty periods, conditions, replacement procedures, repair procedures, exclusions, documentation requirements, serial-number requirements, and processing times shall be governed by the relevant manufacturer’s or distributor’s warranty policy.

18.3. Solato Smart Private Limited is not the manufacturer of third-party solar panels, inverters, batteries, or other branded equipment and does not independently extend the manufacturer’s warranty unless expressly stated in writing.

18.4. Warranty coverage generally does not extend to damage resulting from incorrect installation, misuse, unauthorized repair, physical damage, water ingress, fire, abnormal voltage, electrical surges, poor earthing, short circuit, overloading, incorrect configuration, environmental conditions, natural disasters, theft, negligence, or other causes excluded by the relevant manufacturer.

18.5. Warranty claims may be required to be submitted directly to the manufacturer, importer, distributor, authorized service centre, or warranty provider.

18.6. Solato Smart Private Limited may provide reasonable sales documentation where available but shall not be responsible for the manufacturer’s decision to approve or reject any warranty claim.

18.7. Removal, transportation, reinstallation, labour, travel, courier, replacement installation, or similar expenses relating to a warranty claim are not included unless expressly covered by the applicable warranty or a separately purchased service package.


19. Installation Workmanship Warranty and After-Sales Service

19.1. Workmanship warranty, installation-related fault rectification, installation maintenance, and installation after-sales service are the responsibility of the installation team engaged by the customer.

19.2. Customers should obtain the installation team’s warranty conditions and after-sales commitments in writing.

19.3. Solato Smart Private Limited shall not automatically assume the obligations of an installation team where the installer becomes unavailable, ceases business, fails to respond, or disputes an installation-related claim.

19.4. The purchase of equipment from Solato Smart Private Limited does not create an obligation upon Solato Smart Private Limited to provide free installation maintenance or installation-related after-sales support.


20. Solar Care 360

20.1. Customers may separately purchase Solar Care 360 from Solato Smart Private Limited, subject to availability, eligibility, applicable charges, and the specific scope of the package offered at the time of purchase.

20.2. Solar Care 360 is a separate and optional service package and is not automatically included with the purchase of solar equipment.

20.3. Depending upon the selected package, Solar Care 360 may include services such as:

  • scheduled system inspections;
  • solar-panel cleaning;
  • technical support coordination;
  • fault-response assistance;
  • warranty-claim facilitation;
  • preventive maintenance support;
  • monitoring assistance;
  • insurance-related benefits where expressly included; and
  • other services identified in the applicable package.

20.4. The exact services, visit frequency, response targets, geographical coverage, exclusions, equipment costs, consumables, replacement parts, insurance terms, third-party services, duration, and renewal charges shall be governed by the Solar Care 360 package applicable at the time of purchase.

20.5. Solar Care 360 does not replace or alter the applicable manufacturer’s product warranty or an installer’s workmanship warranty.

20.6. Replacement equipment, spare parts, components, consumables, civil works, structural modifications, major repairs, or substantial electrical rewiring shall be separately chargeable unless expressly included in the purchased package.


21. Net Billing, Grid Interconnection and Regulatory Matters

21.1. Net billing, prosumer registration, grid interconnection approval, concurrence, metering, electricity export arrangements, DISCO requirements, NEPRA requirements, inspections, approvals, tariffs, credits, and related regulatory matters are outside the standard scope of equipment sales by Solato Smart Private Limited.

21.2. Solato Smart Private Limited does not guarantee that any customer or system will qualify for net billing, grid interconnection, prosumer status, concurrence, approval, any particular export tariff, or any other regulatory benefit.

21.3. Applicable electricity regulations, eligibility criteria, technical standards, tariffs, export rates, procedures, fees, documentation requirements, and government policies may change from time to time.

21.4. Customers remain responsible for determining their eligibility and complying with requirements imposed by NEPRA, the relevant distribution company, government authorities, and other regulatory bodies.

21.5. Where requested, Solato Smart Private Limited may provide document preparation, file-submission, or administrative assistance for net-billing or related applications, subject to separate charges and a separately agreed scope.

21.6. Such assistance does not constitute a guarantee of approval and does not make Solato Smart Private Limited responsible for delays, objections, policy changes, inspections, meter availability, technical requirements, government decisions, DISCO processing times, tariff changes, application rejection, or any other regulatory outcome.

21.7. Government fees, DISCO fees, meter costs, processing charges, inspection charges, security deposits, system modifications, additional equipment, documentation expenses, consultant charges, or other third-party expenses shall be separately payable unless expressly included in writing.


22. Internet and Remote Monitoring

22.1. Where an inverter, battery, monitoring platform, data logger, smart meter, or monitoring application requires internet connectivity, Wi-Fi, SIM connectivity, or another communication service, the customer shall maintain such connection at the customer’s own cost.

22.2. Solato Smart Private Limited shall not be responsible for loss of monitoring, missing data, delayed alerts, cloud-service interruption, application downtime, router malfunction, network configuration problems, or disconnection caused by internet or third-party platform availability.

22.3. Manufacturer-operated remote-monitoring services may also be governed by the manufacturer’s own software terms and privacy policies.


23. Customer Responsibilities

23.1. The customer is responsible for providing accurate information regarding required quantities, site load, electricity consumption, electrical requirements, equipment specifications, delivery details, tax status, and other information relevant to the transaction or optional design service.

23.2. The customer shall ensure that equipment is installed, commissioned, operated, maintained, and protected by suitably qualified persons in accordance with manufacturer requirements and applicable standards.

23.3. The customer is responsible for arranging all required civil works unless otherwise separately agreed in writing.

23.4. The customer is responsible for keeping invoices, serial-number records, warranty cards, commissioning records, and other documents required for future warranty claims.

23.5. The customer must not remove, alter, damage, or tamper with serial numbers, warranty seals, identification labels, safety labels, or manufacturer markings.


24. Storage and Delayed Collection

24.1. Customers shall collect confirmed stock within the collection period communicated by Solato Smart Private Limited.

24.2. Where a customer fails to collect fully or partially paid stock within a reasonable period after notification that it is ready, Solato Smart Private Limited may charge reasonable storage, handling, movement, insurance, or warehouse costs where applicable.

24.3. Solato Smart Private Limited shall not be responsible for deterioration attributable to extended storage caused or requested by the customer, particularly where a product requires specific storage conditions.


25. Changes Requested After Confirmation

25.1. Any change requested after confirmation of product specifications, quantities, brands, models, capacities, design, or order shall be subject to availability and written approval.

25.2. Additional procurement, design revision, cancellation, supplier, transport, handling, price-difference, or other costs resulting from a customer-requested change shall be payable by the customer.


26. Theft, Loss and Damage After Handover

26.1. Following physical handover or collection, the customer is responsible for safeguarding equipment against theft, loss, vandalism, weather damage, breakage, mishandling, and unauthorized use.

26.2. Solato Smart Private Limited shall not be responsible for theft, disappearance, loss, or physical damage occurring after risk has passed to the customer.

26.3. Any relocation, dismantling, reinstallation, modification, repair, or alteration performed after installation shall be arranged with the relevant installer or service provider and may affect applicable warranties.


27. Force Majeure

27.1. Solato Smart Private Limited shall not be liable for delay or failure to perform an obligation where performance is prevented or materially affected by circumstances reasonably beyond its control.

27.2. Such circumstances may include natural disasters, floods, earthquakes, extreme weather, fire, war, civil disturbance, strikes, epidemics, governmental restrictions, import restrictions, customs delays, port congestion, transport disruption, supplier failure, shortages, currency controls, regulatory action, utility failure, or other comparable events beyond reasonable control.

27.3. Obligations affected by such circumstances shall be suspended or reasonably extended for the duration of the relevant event, subject to applicable law.


28. Limitation of Liability

28.1. To the maximum extent permitted by applicable law, Solato Smart Private Limited shall not be liable for indirect, incidental, consequential, special, exemplary, or purely economic losses arising from the purchase, transportation, installation, operation, interruption, failure, or use of equipment.

28.2. This includes, where legally permissible, loss of electricity generation, savings, profits, production, business, data, expected payback, regulatory benefits, net-billing income, or other consequential losses.

28.3. Solato Smart Private Limited shall not be responsible for losses attributable to an independent installer, civil contractor, transporter, manufacturer, distributor, utility company, regulatory authority, internet provider, software provider, insurer, consultant, or other third party.

28.4. Nothing in these Terms excludes or limits liability to the extent such liability cannot lawfully be excluded or limited.


29. Third-Party Products and Services

29.1. References by Solato Smart Private Limited to manufacturers, installation teams, civil contractors, service centres, insurance providers, transporters, consultants, software platforms, financial institutions, or other third parties do not constitute a guarantee of their performance.

29.2. Third-party products and services may be governed by separate terms, warranties, licences, privacy policies, exclusions, and charges imposed by those third parties.

29.3. Solato Smart Private Limited shall not be deemed a party to a separate agreement entered into directly between the customer and an independent third party merely because Solato Smart Private Limited made an introduction.


30. Representations by Employees, Installers or Third Parties

30.1. No verbal statement, promise, assurance, warranty, generation estimate, savings estimate, net-billing estimate, installation promise, or other representation shall modify these Terms or the applicable quotation unless confirmed in writing by an authorized representative of Solato Smart Private Limited.

30.2. Independent installers, civil contractors, technicians, and other third parties are not authorized to create contractual obligations on behalf of Solato Smart Private Limited unless expressly authorized in writing.


31. Documentation and Communications

31.1. Quotations, invoices, receipts, delivery documents, collection acknowledgments, order confirmations, optional design agreements, warranty documents, service-package agreements, and other transaction records may form part of the contractual documentation between Solato Smart Private Limited and the customer.

31.2. Electronic communications, including email, electronic invoices, and messages exchanged through officially designated business communication channels, may be used for order administration and documentation where legally permissible.

31.3. The customer must ensure that contact, billing, tax, delivery, technical, and site information provided to Solato Smart Private Limited is accurate.


32. Website Information

32.1. Product photographs, specifications, descriptions, illustrations, estimated outputs, savings figures, marketing information, design examples, and other website content are provided for general information and may be updated from time to time.

32.2. Product appearance, packaging, specifications, accessories, firmware, country of manufacture, and technical details may be changed by manufacturers without notice.

32.3. In the event of any inconsistency between general website information and a customer-specific written quotation or invoice, the customer-specific written quotation or invoice shall prevail for that transaction.


33. No Waiver

33.1. Failure or delay by Solato Smart Private Limited in exercising a contractual right shall not automatically constitute a waiver of that right.

33.2. Any waiver must be made in writing by an authorized representative of Solato Smart Private Limited.


34. Severability

34.1. If any provision of these Terms is found to be invalid, unlawful, or unenforceable by a competent authority, that provision shall be interpreted or limited to the minimum extent necessary while the remaining provisions continue in effect to the extent permitted by law.


35. Entire Agreement and Priority of Documents

35.1. These Terms and Conditions, together with the applicable quotation, invoice, written order confirmation, and any separately executed agreement, constitute the terms governing the relevant transaction.

35.2. Where a customer-specific signed agreement expressly conflicts with these general Terms, the customer-specific signed agreement shall prevail to the extent of the conflict.


36. Amendments to Website Terms

36.1. Solato Smart Private Limited may update these Terms and Conditions from time to time to reflect changes in business practices, taxation, regulations, legislation, government policies, or commercial requirements.

36.2. The terms applicable to a confirmed transaction shall generally be those incorporated into or applicable to that transaction at the time of confirmation, unless a later change is required by law.


37. Governing Law and Dispute Resolution

37.1. These Terms and transactions with Solato Smart Private Limited shall be governed by the applicable laws of the Islamic Republic of Pakistan.

37.2. The parties shall first attempt in good faith to resolve any dispute through mutual discussion and written communication.

37.3. Where a dispute cannot be resolved amicably and the applicable agreement provides for arbitration, the dispute may be referred to arbitration in Islamabad in accordance with applicable Pakistani law.

37.4. Subject to mandatory consumer-protection or jurisdictional requirements under applicable law, the competent courts at Islamabad shall have jurisdiction in relation to disputes arising from transactions with Solato Smart Private Limited.


38. Protection of Statutory Rights

38.1. These Terms and Conditions are intended to clearly allocate contractual responsibilities between Solato Smart Private Limited, the customer, manufacturers, installers, civil contractors, and other independent service providers.

38.2. Nothing contained in these Terms is intended to exclude, restrict, or waive any right, remedy, liability, or obligation that cannot legally be excluded or restricted under applicable Pakistani law.


39. Privacy and Data Protection

39.1. Solato Smart Private Limited may collect and process customer information reasonably required to prepare quotations, verify orders, receive payments, arrange collection or delivery, conduct optional site visits and design work, provide customer support, facilitate manufacturer warranty claims, administer Solar Care 360 where purchased, assist with insurance or regulatory matters where requested, protect its systems and assets, maintain accounting and tax records, and comply with applicable law.

39.2. Customer information may include, where relevant, the customer’s name, telephone number, email address, billing and site address, CNIC or other identity information where reasonably required by law or a regulated third party, NTN or tax information, electricity bills and consumption data, equipment details and serial numbers, system photographs, monitoring and generation data, warranty and service history, payment records, correspondence, and website or device information generated through online interactions.

39.3. Solato Smart Private Limited shall seek to collect information that is reasonably relevant to the stated business or service purpose and shall not knowingly use customer information for an unrelated purpose in a manner prohibited by applicable Pakistani law.

39.4. Customer information may be shared, to the extent reasonably necessary for the relevant purpose, with manufacturers, importers, distributors, authorized service centres, independent installers or technicians selected or approved by the customer, insurers, surveyors, couriers and transporters, banks and payment service providers, professional advisers, IT or cloud service providers, NEPRA, the relevant distribution company, government authorities, or other persons required to complete a customer-requested service or comply with law. Such sharing does not make Solato Smart Private Limited responsible for the independent acts of a third party except where responsibility cannot lawfully be excluded.

39.5. Solato Smart Private Limited shall take reasonable administrative, physical, and technical measures appropriate to the nature of the information and its systems to reduce the risk of unauthorized access, use, alteration, disclosure, loss, or destruction. No electronic system can be guaranteed to be completely secure, and customers are responsible for protecting passwords, portal credentials, Wi-Fi credentials, and other access information under their control.

39.6. Customer information may be retained for as long as reasonably required for the purpose for which it was collected, for warranty or service administration, for tax, accounting, audit, insurance, regulatory, fraud-prevention, dispute, or legal-record purposes, or for another period required or permitted by applicable law.

39.7. A customer may request reasonable correction of inaccurate contact or account information and may request information about, or deletion of, customer information held by Solato Smart Private Limited. Any such request shall be subject to identity verification and may be declined or limited where retention or processing is required for an existing contract, warranty, tax, accounting, insurance, regulatory, security, evidentiary, or other lawful purpose.

39.8. Where Solato Smart Private Limited becomes aware of a material compromise of customer information under its control, it shall take reasonable steps to contain and assess the incident and shall provide notifications to affected persons or competent authorities where such notification is required by applicable law or is reasonably necessary to mitigate material harm.

39.9. Electronic communications, records, confirmations, and acknowledgements may be used in accordance with the Electronic Transactions Ordinance, 2002 and other applicable law. Unauthorized access to, interference with, copying of, or misuse of information systems or data is prohibited and may attract consequences under the Prevention of Electronic Crimes Act, 2016, as amended, and other applicable law.

39.10. Pakistan does not presently have a comprehensive enacted general personal-data-protection statute applicable to all private businesses. If a future data-protection law, regulation, binding code, or lawful direction becomes applicable to Solato Smart Private Limited, this clause shall be interpreted and, where necessary, updated to comply with that mandatory requirement.


40. Website Cookies and Similar Technologies

40.1. Solato Smart Private Limited may use cookies, pixels, local storage, session identifiers, analytics tools, and similar technologies on its website or customer portals for functions such as security, login and session management, remembering user preferences, measuring website performance, understanding aggregate usage, preventing misuse, and improving customer experience.

40.2. Some cookies or similar technologies may be necessary for website operation and security. Other technologies may be used for analytics, functionality, or marketing where enabled by Solato Smart Private Limited and permitted by applicable law.

40.3. Where a cookie notice, consent banner, or preference tool is provided, users may use the available controls to express or change their preferences. Users may also control or delete cookies through their browser or device settings, although disabling necessary technologies may cause parts of the website or portal to function incorrectly.

40.4. Third-party services embedded in or used with the website may place or read their own cookies or similar technologies and may be subject to their own privacy terms. Solato Smart Private Limited shall use reasonable care when selecting such providers but does not control independent third-party platforms.

40.5. Nothing in this clause represents that Pakistani law currently requires any particular form of cookie consent in all circumstances. Solato Smart Private Limited shall comply with any mandatory cookie, electronic-marketing, or online-tracking requirements that become applicable from time to time.


41. Customer Complaints and Grievance Handling

41.1. Solato Smart Private Limited encourages customers to raise complaints promptly through an official customer-service, email, telephone, website, or written channel identified by Solato Smart Private Limited on its website, invoice, quotation, receipt, or service communication.

41.2. A complaint should, where reasonably available, include the customer name and contact details, quotation or invoice number, relevant product or service, serial number where applicable, date of purchase or service, a clear description of the issue, supporting photographs or documents, and the remedy requested.

41.3. As an internal service target and not a statutory limitation period, Solato Smart Private Limited shall aim to acknowledge a complete complaint within two (2) business days and to provide a substantive response or resolution proposal within fifteen (15) business days. Complex technical, manufacturer-warranty, insurance, regulatory, or third-party matters may take longer; where reasonably practicable, the customer shall be informed of the reason for delay and the next expected step.

41.4. If a customer is dissatisfied with the first response, the customer may request escalation to a senior representative of Solato Smart Private Limited. Escalation may include management review, technical review, document verification, manufacturer or distributor coordination, or a reasonable inspection where appropriate.

41.5. Where a complaint principally concerns an independent installer, manufacturer, distributor, insurer, transporter, utility, regulator, or other third party, Solato Smart Private Limited may assist with communication or documentation where reasonably practicable, but such assistance shall not transfer the third party’s legal or contractual responsibility to Solato Smart Private Limited.

41.6. The complaint process does not prevent a qualifying consumer from exercising any non-excludable right or remedy under the Islamabad Consumers Protection Act, 1995, an applicable provincial consumer-protection law, the Sale of Goods Act, 1930, or any other applicable law. Any statutory filing period or jurisdictional requirement shall prevail over the internal service targets stated above.

41.7. Solato Smart Private Limited may keep reasonable records of complaints, evidence, communications, inspections, corrective action, and outcomes for quality assurance, legal compliance, warranty administration, and dispute management.


42. Cancellation, Returns and Refunds – Supplementary Customer Policy

42.1. This Section supplements Section 14. In the event of inconsistency, the interpretation that preserves any mandatory customer right under applicable Pakistani law shall apply.

42.2. A customer does not have an automatic contractual right to cancel a confirmed order merely because the customer changes its mind after stock has been allocated, procurement has commenced, exchange-rate exposure has been taken, or a customized or customer-specific item has been ordered. Any discretionary cancellation remains subject to written approval and reasonable costs actually or contractually incurred, to the extent permitted by law.

42.3. Special-order, imported-on-demand, customized, cut-to-length, opened, installed, commissioned, used, modified, physically damaged, or customer-specific goods may be refused for discretionary return where they cannot reasonably be resold as new, except where return, replacement, refund, or another remedy is required by applicable law or an applicable warranty.

42.4. Where the customer alleges that goods are incorrect, materially damaged before risk passed, defective, not in conformity with the agreed description, or otherwise subject to a legal remedy, the customer should notify Solato Smart Private Limited promptly and provide reasonable evidence. Solato Smart Private Limited may inspect or arrange inspection of the goods before approving a remedy, provided that inspection shall not unreasonably delay a non-excludable statutory remedy.

42.5. A visible shortage, wrong item, broken package, or visible physical damage should be recorded at collection or delivery wherever reasonably possible. Failure to make an immediate notation shall not by itself waive a statutory right where the defect or non-conformity could not reasonably have been identified at that time.

42.6. For a discretionary return that is not based on seller error, defect, breach, or a mandatory legal right, Solato Smart Private Limited may require unused goods in original condition and packaging and may deduct reasonable transport, handling, supplier, banking, or restocking costs that were disclosed or are otherwise lawfully recoverable. A restocking or handling deduction shall not be applied to defeat a remedy for which Solato Smart Private Limited is legally responsible.

42.7. Where a refund is approved, the refund shall ordinarily be processed through a traceable payment method to the customer or original payer within a reasonable period after the goods have been returned where return is required and the refund amount has been finalized. Solato Smart Private Limited shall aim to process an approved refund within fifteen (15) business days, subject to banking, tax, supplier, or verification requirements.

42.8. Nothing in this Section excludes implied conditions, rights of inspection, damages, refund, replacement, repair, or other remedies that cannot lawfully be excluded under the Sale of Goods Act, 1930, applicable consumer-protection law, or another applicable law. For transactions made for resale or a commercial purpose, consumer-specific statutory protections may not apply, but the express contract and other applicable commercial law shall continue to govern.


43. Warranty and Warranty-Claim Policy

43.1. This Section supplements Sections 18 and 19. Product warranties remain governed primarily by the applicable manufacturer, importer, distributor, or principal warranty unless Solato Smart Private Limited expressly issues its own written warranty.

43.2. A customer requesting warranty assistance should provide the purchase invoice or other proof of purchase, product make and model, serial number, installation and commissioning information where relevant, photographs or videos of the reported issue, fault codes or monitoring screenshots where available, and any other information reasonably required by the warranty provider.

43.3. Solato Smart Private Limited may perform or arrange preliminary troubleshooting or inspection to determine whether the issue appears to concern the product, installation workmanship, site conditions, grid conditions, configuration, customer load, misuse, or another cause. A preliminary assessment is not a guarantee that the manufacturer or distributor will approve a warranty claim.

43.4. Where the applicable warranty provider requires direct submission, testing, return to an authorized service centre, repair, firmware update, or replacement, the customer shall reasonably cooperate with that process. Manufacturer or distributor processing times are outside the sole control of Solato Smart Private Limited.

43.5. Damage or failure caused by incorrect installation, unauthorized opening or repair, misuse, overloading, abnormal voltage, inadequate earthing, water ingress, fire, physical impact, pests, environmental conditions, unauthorized configuration, or other excluded cause may fall outside a manufacturer warranty. An exclusion shall be applied subject to the actual warranty wording and applicable law and should not be used to reject an unrelated defect without reasonable basis.

43.6. Removal, transport, courier, testing, reinstallation, travel, labour, temporary equipment, and replacement-installation costs shall be borne as stated in the applicable warranty, quotation, Solar Care 360 package, or separate agreement. Where applicable law places a non-excludable cost or remedy on the seller, that legal obligation shall prevail.

43.7. Warranty repair or replacement does not create a guarantee of uninterrupted solar generation, backup power, production, or business continuity. Temporary, standby, or loan equipment is not included unless expressly agreed in writing.

43.8. Installation workmanship warranty is separate from product warranty. Where installation was undertaken by an independent installation team, workmanship defects remain the responsibility of that team unless Solato Smart Private Limited expressly assumed the installation obligation in a written agreement or liability otherwise arises under applicable law.

43.9. Nothing in this Section limits any non-excludable condition, warranty, or remedy arising under the Sale of Goods Act, 1930, applicable consumer-protection legislation, or other applicable Pakistani law merely because a manufacturer warranty also exists.


44. Delivery, Collection and Damage on Receipt – Supplementary Customer Policy

44.1. This Section supplements Sections 10 to 13. The applicable quotation or invoice shall state, where relevant, whether the transaction is customer collection, customer-nominated transport, or delivery arranged by Solato Smart Private Limited.

44.2. The customer shall provide accurate delivery and contact information and ensure that an authorized person is available to receive goods, the delivery location is reasonably accessible and safe, and any required unloading equipment, labour, permits, entry approvals, crane, forklift, rooftop lifting, or internal shifting arrangements are available where not expressly included in the quotation.

44.3. Delivery dates and times are estimates unless expressly guaranteed in a signed written agreement. Solato Smart Private Limited shall use reasonable efforts to meet agreed arrangements but shall not be liable for reasonable delay caused by transport disruption, road closure, weather, security conditions, customs or import delay, government action, supplier delay, force majeure, unsafe access, or another matter beyond its reasonable control.

44.4. At handover, the customer or authorized recipient should verify the quantity, model, packaging, and visible external condition of the goods. Consistent with applicable law, a buyer who has not previously examined goods shall be afforded a reasonable opportunity to examine them for conformity with the contract.

44.5. Visible shortage, wrong product, or apparent transit damage should be recorded on the delivery or collection document and reported promptly, preferably on the same day. This administrative request does not extinguish a statutory remedy for a latent defect or non-conformity that could not reasonably have been discovered on receipt.

44.6. Risk of loss or damage and legal title shall pass at the time stated in these Terms, the applicable quotation, or other written agreement, subject to the Sale of Goods Act, 1930 and any mandatory law. Where transport is arranged by the customer or the customer’s nominated carrier, handover to that customer or carrier may constitute delivery and transfer of risk as contractually agreed.

44.7. If delivery or collection is delayed because the customer fails to provide access, an authorized recipient, suitable transport, unloading arrangements, or timely collection after notice, Solato Smart Private Limited may recover reasonable re-delivery, storage, handling, insurance, movement, or warehouse costs to the extent permitted by law.

44.8. Customer pickup vehicles and securing methods must be suitable for fragile solar panels, batteries, inverters, structures, and related equipment. Solato Smart Private Limited may decline to load goods where the proposed transport or securing arrangement creates an obvious material safety risk.

44.9. Acceptance of delivery does not waive a valid manufacturer-warranty claim or another non-excludable legal remedy for a latent defect.


45. Health, Safety and Site Access

45.1. This Section applies whenever Solato Smart Private Limited personnel attend a customer site for an optional site visit, assessment, design verification, inspection, Solar Care 360 service, warranty assistance, monitoring support, or any other agreed service.

45.2. The customer shall provide reasonably safe and lawful access to the relevant area and shall disclose known hazards that may materially affect the work, including exposed live conductors, damaged roofs, fragile roofing, asbestos or hazardous materials, flooding, unsafe ladders or access routes, aggressive animals, restricted areas, fire risks, structural damage, or other unusual hazards.

45.3. Solato Smart Private Limited and its personnel may refuse, stop, postpone, or reschedule any site activity where conditions are reasonably considered unsafe, unlawful, beyond the agreed scope, or inconsistent with applicable electrical, workplace, building, fire, environmental, or occupational-health-and-safety requirements. A safety stop shall not constitute breach where reasonably necessary to protect persons or property.

45.4. Where electrical isolation, shutdown, lockout, access permission, work-at-height protection, scaffolding, lifting equipment, specialist safety equipment, or another safety control is reasonably required but outside the agreed scope, the customer shall arrange it through appropriately competent persons before work proceeds. Any additional service or equipment provided by Solato Smart Private Limited may be separately chargeable.

45.5. Children, unauthorized persons, and animals shall be kept away from active work areas. The customer shall not instruct personnel to bypass safety devices, work on energized equipment contrary to safe practice, access an unsafe roof, or perform work outside their competence or agreed scope.

45.6. A site visit, maintenance visit, cleaning visit, or visual inspection does not constitute structural certification, roof certification, comprehensive electrical safety certification, fire certification, building approval, or civil engineering approval unless expressly contracted in writing and performed by a person legally qualified to provide that certification.

45.7. Where an incident, near miss, electric shock, fire, fall, equipment collapse, or material property damage occurs during an attended service, the parties shall reasonably cooperate in immediate safety response, preservation of relevant evidence, and reporting to any authority where reporting is required by law.

45.8. Independent installers and contractors remain responsible for the safety of their own personnel, methods, tools, worksite controls, permits, and workmanship unless Solato Smart Private Limited has expressly assumed those responsibilities in writing or applicable law imposes a non-excludable duty on Solato Smart Private Limited.


46. Independent Installers and Contractors – Customer Protection and Contractor Standards

46.1. This Section supplements Sections 1.6 to 1.9, 15, 16, 19, 28, 29 and 30. A referral, introduction, contact detail, recommendation, or inclusion on a preferred or approved list does not by itself make an independent installer or contractor an employee, partner, branch, agent, or legal representative of Solato Smart Private Limited.

46.2. The customer should obtain and approve a written installation or service scope directly with the selected contractor, including price, taxes, payment milestones, equipment and labour responsibilities, civil works, electrical works, completion criteria, testing and commissioning, estimated schedule, workmanship warranty, after-sales support, safety responsibilities, and responsibility for obtaining any permits or approvals.

46.3. Where Solato Smart Private Limited maintains a panel or network of referred contractors, it may require reasonable onboarding standards such as identity and business verification, evidence of relevant technical competence, compliance with applicable licensing or registration requirements where legally required, safety commitments, customer-conduct standards, and agreement not to make unauthorized representations on behalf of Solato Smart Private Limited. Such onboarding reduces but does not eliminate contractor risk and is not a guarantee of future performance.

46.4. An independent contractor shall not alter a Solato Smart Private Limited quotation, product warranty, written design, invoice, payment instruction, or contractual commitment, or promise a generation figure, savings figure, warranty outcome, net-billing approval, or free service on behalf of Solato Smart Private Limited unless specifically authorized in writing.

46.5. Payments due to an independent contractor should be made only in accordance with that contractor’s written agreement and against appropriate acknowledgment. Customers must not treat an installer’s personal account or informal request as an authorized Solato Smart Private Limited payment channel unless Solato Smart Private Limited has expressly confirmed that payment instruction in writing.

46.6. Where a customer reports serious safety misconduct, fraud, unauthorized representation, repeated workmanship complaints, or another material issue concerning a referred contractor, Solato Smart Private Limited may request information, suspend further referrals, remove the contractor from a referral panel, or cooperate with a lawful investigation. Such action is a risk-control measure and does not amount to an admission that Solato Smart Private Limited is legally responsible for the contractor’s acts.

46.7. Customer information shared with an independent contractor shall be limited, where reasonably practicable, to information relevant to the requested service. The contractor may also have independent legal responsibilities regarding customer information and confidentiality.

46.8. Nothing in this Section excludes responsibility where, on the facts and under applicable Pakistani law, an installer or contractor is legally acting as an authorized agent of Solato Smart Private Limited, where Solato Smart Private Limited itself has breached an express contractual obligation, or where liability cannot lawfully be excluded or limited.

46.9. The customer remains free to select an installer not referred by Solato Smart Private Limited, subject to product-warranty requirements and applicable law. The selected installer remains responsible for verifying site conditions, technical suitability, electrical and structural requirements, and safe installation before commencing work.


47. Acceptance

By approving a quotation, issuing a purchase order, making payment, accepting an invoice, collecting goods, receiving delivery, requesting an optional site visit or design service, purchasing Solar Care 360, using a customer portal or monitoring service, or otherwise proceeding with a transaction with Solato Smart Private Limited, the customer acknowledges and accepts these Terms and Conditions, including Sections 39 to 46, together with the conditions stated in the applicable quotation, invoice, service confirmation, warranty document, or other customer-specific written agreement.


Note: This standalone copy has been separated from the master customer Terms & Conditions document for ease of reference. The policy text below is reproduced from the source document; applicable quotations, invoices, service confirmations, insurance documents, and customer-specific written terms continue to apply where relevant.

SOLAR CARE 360

Service Provider: Solato Smart Private Limited
Policy Implementation Date: 12 August 2024
Applicable To: Paid Solar Care 360 Customers Only

These Solar Care 360 Terms and Conditions govern the maintenance, diagnostic, monitoring, cleaning, warranty-assistance, insurance-facilitation, and related services provided by Solato Smart Private Limited under a paid Solar Care 360 subscription.

By purchasing, renewing, paying for, or using Solar Care 360, the customer confirms that the customer has read, understood, and accepted these Terms and Conditions together with the applicable quotation, invoice, service confirmation, and any customer-specific written terms issued by Solato Smart Private Limited.

1. Nature of Solar Care 360

1.1. Solar Care 360 is an optional paid annual solar system care and support service offered by Solato Smart Private Limited.

1.2. Solar Care 360 is separate from the purchase of solar panels, inverters, batteries, mounting structures, electrical equipment, or other solar equipment.

1.3. Purchase of solar equipment from Solato Smart Private Limited does not automatically include Solar Care 360.

1.4. Solar Care 360 is intended to provide preventive maintenance, cleaning, diagnostic support, performance monitoring, warranty-claim assistance, insurance facilitation where included, and other services specifically stated in the applicable Solar Care 360 package.

1.5. Solar Care 360 does not replace or transfer responsibility for:

  • manufacturer product warranties;
  • installation workmanship warranties;
  • insurance provider obligations;
  • electricity distribution company obligations;
  • government or regulatory authority obligations;
  • internet service provider obligations; or

obligations of independent installation teams or other third-party service providers.


2. Eligibility

2.1. Solar Care 360 shall only be available for solar systems that meet the eligibility criteria of Solato Smart Private Limited.

2.2. Before accepting a solar system into Solar Care 360, Solato Smart Private Limited may require:

  • system details;
  • equipment make and model;
  • inverter information;
  • solar panel information;
  • battery information, where applicable;
  • installation date;
  • photographs;
  • monitoring access;
  • previous maintenance history;
  • manufacturer warranty information; and

an initial diagnostic or inspection visit.

2.3. Solato Smart Private Limited may decline to provide Solar Care 360 for a solar system that is unsafe, materially defective, improperly installed, inaccessible, substantially modified, severely damaged, or otherwise unsuitable for routine servicing.

2.4. Where existing faults, defects, safety concerns, or installation issues are identified before activation of Solar Care 360, Solato Smart Private Limited may require such issues to be rectified before the subscription becomes active.

2.5. Any rectification required before commencement of Solar Care 360 shall be separately chargeable unless expressly agreed otherwise in writing.


3. Subscription Period

3.1. Solar Care 360 shall normally be provided for a period of twelve (12) months from the subscription commencement date stated on the applicable invoice, service confirmation, or written agreement.

3.2. The subscription commencement date may differ from the payment date where an initial inspection, system registration, diagnostic assessment, or onboarding requirement must first be completed.

3.3. Services are available only while the Solar Care 360 subscription remains active.

3.4. Unused scheduled services do not automatically carry forward beyond the subscription period unless expressly approved in writing by Solato Smart Private Limited.


4. Solar System Insurance Facilitation

4.1. Where solar system insurance is specifically included in the customer’s Solar Care 360 package, Solato Smart Private Limited may facilitate insurance coverage through an appropriately licensed insurance provider.

4.2. Solato Smart Private Limited is not an insurance provider and does not itself provide, underwrite, guarantee, or fund insurance coverage.

4.3. Insurance coverage shall only become effective upon acceptance by the applicable insurance provider and issuance or confirmation of the applicable insurance policy.

4.4. Depending upon the applicable insurance policy, coverage may include certain losses arising from events such as:

  • fire;
  • flood;
  • storm;
  • earthquake;
  • natural disaster;
  • accidental damage; or

other insured risks expressly covered under the relevant policy.

4.5. The exact scope of insurance coverage shall be determined solely by the applicable insurance policy.

4.6. Insurance coverage may be subject to:

  • deductibles;
  • depreciation;
  • policy limits;
  • exclusions;
  • warranties;
  • conditions;
  • claim procedures;

survey requirements; and

documentation requirements.

4.7. Solato Smart Private Limited does not guarantee that any particular event, damage, or loss will be covered by an insurance policy.

4.8. Solato Smart Private Limited shall not be responsible for paying the cost of any insured or uninsured damage.

4.9. All decisions regarding claim acceptance, rejection, assessment, survey, settlement amount, depreciation, deductible, repair approval, replacement approval, or claim payment shall remain solely with the relevant insurance provider.

4.10. Solato Smart Private Limited may provide reasonable assistance with:

  • documentation;
  • claim submission;
  • communication with the insurance provider;
  • inspection coordination;
  • claim-status follow-up; and

supporting records available to Solato Smart Private Limited.

4.11. Insurance-claim assistance does not constitute a guarantee that the claim will be approved, processed within a particular period, or settled for a particular amount.

4.12. Any deductible, depreciation, excluded amount, policy shortfall, uninsured damage, or rejected claim shall remain the customer’s responsibility.


5. Monthly Solar Panel Cleaning

5.1. Where monthly solar panel cleaning is included in the applicable Solar Care 360 package, Solato Smart Private Limited shall arrange one scheduled solar panel cleaning visit per month during the active subscription period.

5.2. Standard cleaning is intended to remove ordinary:

  • dust;
  • loose dirt;
  • bird residue;
  • surface contamination; and

other normally removable material accumulated on solar panels.

5.3. Cleaning is intended to assist in maintaining panel condition and solar-system efficiency but does not guarantee any specific increase in electricity generation.

5.4. Scheduled cleaning may be postponed or rescheduled due to:

  • rain;
  • storms;
  • unsafe weather;
  • unsafe roof conditions;
  • restricted site access;
  • customer unavailability;
  • public holidays;
  • force majeure; or

other reasonable operational or safety considerations.

5.5. The customer shall provide safe access to the solar system and, unless otherwise agreed, reasonable access to water where required for cleaning.

5.6. Standard cleaning does not include removal of:

  • paint;
  • cement;
  • chemicals;
  • industrial deposits;
  • permanent stains;
  • construction residue;
  • adhesives; or

contamination requiring specialized chemicals or treatment.

5.7. Specialized cleaning, where available, may be separately chargeable.

5.8. Solar panel cleaning does not include:

  • roof cleaning;
  • gutter cleaning;
  • building cleaning;
  • civil work;
  • waterproofing;
  • roof repairs; or

structural maintenance.


6. Quarterly Solar System Performance Check-Up

6.1. Where included in the applicable Solar Care 360 package, Solato Smart Private Limited shall arrange approximately one preventive solar system check-up every three months during the active subscription period.

6.2. A standard quarterly check-up may include, where reasonably applicable:

  • inverter operational review;
  • inverter alarm and fault review;
  • monitoring-data review;
  • visible DC wiring inspection;
  • visible AC wiring inspection associated with the solar system;
  • visible connector inspection;
  • protection-device observation;
  • mounting-structure visual inspection;
  • basic solar panel condition inspection;
  • system configuration review;
  • basic performance assessment; and

identification of observable abnormalities.

6.3. The quarterly check-up is intended as preventive maintenance and diagnostic support.

6.4. A quarterly check-up does not constitute:

  • structural engineering certification;
  • roof certification;
  • comprehensive electrical safety certification;
  • civil engineering inspection;
  • waterproofing certification;
  • government inspection;
  • manufacturer certification; or

a guarantee that no fault will subsequently occur.

6.5. Concealed, underground, inaccessible, internal, intermittent, or latent faults may not be detectable during a standard inspection.


7. Included Labour and Service Visits

7.1. During an active Solar Care 360 subscription, standard labour charges for services expressly included in the customer’s package shall be included within the applicable subscription fee.

7.2. Depending upon the customer’s package, included labour may cover:

  • scheduled solar panel cleaning;
  • quarterly inspections;
  • routine diagnostic visits;
  • basic troubleshooting;
  • minor adjustments;

eligible warranty-related removal and reinstallation work; and

installation of eligible replacement components where expressly included.

7.3. Included labour does not mean that every repair, replacement, modification, alteration, installation, or technical service is included free of charge.

7.4. Equipment, spare parts, replacement components, consumables, third-party charges, specialized tools, specialized access equipment, and excluded services shall remain separately payable unless expressly included in writing.


8. Replacement Parts After Manufacturer Warranty

8.1. If an eligible solar-system component fails after expiry of its applicable manufacturer warranty, Solato Smart Private Limited may assist the customer in obtaining a suitable replacement component.

8.2. Where the customer’s Solar Care 360 package expressly includes a replacement part at cost benefit, eligible replacement components may be supplied at the applicable procurement cost, subject to availability and package terms.

8.3. Applicable external costs may include:

  • supplier charges;
  • taxes;
  • duties;
  • freight;
  • courier charges;
  • transportation costs;
  • import-related charges; and

unavoidable third-party procurement expenses.

8.4. The cost of the replacement component shall remain payable by the customer.

8.5. Where expressly included in the active Solar Care 360 package, standard labour for removal of the failed component and installation of the replacement component may be provided without an additional standard labour charge.

8.6. The following may remain separately chargeable:

  • cranes;
  • scaffolding;
  • specialized access equipment;
  • civil works;
  • structural work;
  • extensive rewiring;
  • redesign;
  • relocation;
  • modification; or

other non-standard work.

8.7. Availability of replacement components is subject to market availability, manufacturer availability, distributor availability, technical compatibility, product discontinuation, and prevailing market conditions.


9. Temporary, Alternative, Standby or Loan Equipment

9.1. Provision of temporary, standby, substitute, loan, replacement, or alternative equipment during repair, manufacturer warranty processing, insurance claims, breakdown, or service work is not included in Solar Care 360.

9.2. Solato Smart Private Limited has no obligation under Solar Care 360 to provide a temporary or substitute:

  • inverter;
  • battery;
  • solar panel;
  • charger;
  • protection device;
  • monitoring device;
  • electrical component; or

any other equipment.

9.3. The customer acknowledges that the solar system may remain partially or completely unavailable while equipment is:

  • being diagnosed;
  • removed;
  • transported;
  • inspected;
  • repaired;
  • processed under manufacturer warranty;
  • processed under insurance;
  • awaiting approval;
  • awaiting spare parts; or

awaiting replacement stock.

9.4. Solar Care 360 does not guarantee uninterrupted solar generation, uninterrupted backup power, uninterrupted electricity supply, or continuous system operation.

9.5. Any separate rental, sale, or supply of temporary or substitute equipment, if separately offered by Solato Smart Private Limited, shall be treated as a separate commercial transaction and shall not form part of Solar Care 360.


10. Live Performance Monitoring

10.1. Where technically supported by the installed equipment and included in the applicable Solar Care 360 package, Solato Smart Private Limited may provide remote performance monitoring through the applicable inverter, battery, monitoring portal, data logger, or manufacturer platform.

10.2. Remote monitoring requires the customer’s solar equipment and communication devices to remain properly connected and operational.

10.3. The customer is responsible for maintaining:

  • an active internet connection;
  • functioning Wi-Fi or other communication service;
  • functioning router or communication equipment;
  • functioning monitoring hardware; and

required system connectivity.

10.4. The customer may be required to provide Solato Smart Private Limited with appropriate monitoring-platform access.

10.5. Remote monitoring may include review of:

  • solar generation;
  • inverter status;
  • battery status where applicable;
  • fault notifications;
  • system alarms;
  • historical performance data; and

observable performance abnormalities.

10.6. Where expressly included in the applicable package, Solato Smart Private Limited may provide a weekly performance summary or report.

10.7. Remote monitoring does not constitute continuous twenty-four-hour human supervision.

10.8. Solato Smart Private Limited does not guarantee that every system fault, underperformance event, or abnormality will be detected remotely or immediately.

10.9. Monitoring may be interrupted due to:

  • internet failure;
  • Wi-Fi disconnection;
  • router failure;
  • password changes;
  • manufacturer server downtime;
  • cloud-service interruption;
  • inverter communication failure;
  • data logger failure;
  • software changes;
  • monitoring-platform changes; or

other circumstances outside the reasonable control of Solato Smart Private Limited.

10.10. Solato Smart Private Limited shall not be responsible for monitoring interruptions caused by such third-party, hardware, software, or connectivity issues.


11. Priority Technical Support

11.1. Customers with an active Solar Care 360 subscription shall receive priority scheduling for eligible technical-support requests, subject to operational conditions and technician availability.

11.2. Priority support may include:

  • telephone support;
  • remote technical assistance;
  • monitoring review;
  • troubleshooting;
  • service scheduling;
  • diagnostic coordination; and

eligible site visits.

11.3. Priority status means preferential scheduling where reasonably practicable.

11.4. Priority technical support does not constitute a guarantee of:

  • immediate attendance;
  • same-day attendance;
  • same-day repair;
  • immediate fault resolution; or

resolution within a specific period,

unless a specific written service-level commitment has been issued by Solato Smart Private Limited.

11.5. Response time may depend upon:

  • technician availability;
  • geographical location;
  • weather;
  • site access;
  • public holidays;
  • equipment availability;
  • complexity of the fault;
  • manufacturer response time; and

other circumstances outside the reasonable control of Solato Smart Private Limited.


12. Manufacturer Warranty Claim Assistance

12.1. Where an eligible solar-system component fails during its applicable manufacturer warranty period, Solato Smart Private Limited may assist the customer with the manufacturer’s warranty-claim process.

12.2. Warranty-claim assistance may include:

  • collection of relevant product information;
  • serial-number verification;
  • invoice or sales-document support where available;
  • communication with the manufacturer or distributor;
  • coordination of product submission;
  • claim-status follow-up; and

coordination of reinstallation where included.

12.3. The applicable manufacturer, importer, distributor, or authorized warranty provider remains solely responsible for deciding whether a claim is:

  • accepted;
  • rejected;
  • repaired;
  • replaced;
  • partially covered; or

excluded.

12.4. Solato Smart Private Limited does not guarantee:

  • warranty approval;
  • manufacturer response time;
  • repair duration;
  • replacement availability;
  • availability of the same model;
  • replacement with a new product;
  • replacement with an equivalent product; or

any other particular warranty outcome.

12.5. The applicable manufacturer warranty terms and exclusions shall govern each product warranty claim.

12.6. Any manufacturer, distributor, courier, transportation, testing, inspection, or external charge not covered by the manufacturer warranty or the applicable Solar Care 360 package may be payable by the customer.

12.7. Manufacturer warranty assistance does not include temporary, standby, alternative, substitute, or loan equipment.


13. Installation Workmanship

13.1. Solar Care 360 does not transfer the workmanship obligations of an independent installation team to Solato Smart Private Limited.

13.2. Installation-related faults remain the responsibility of the installation team responsible for the applicable installation work.

13.3. Such faults may include:

  • improper installation;
  • poor workmanship;
  • incorrect wiring;
  • incorrect cable sizing;
  • improper earthing;
  • mounting defects;
  • installation-related leakage;
  • installation-related structural damage;
  • incorrect system configuration; or

other installation defects.

13.4. Solato Smart Private Limited may assist in diagnosing or identifying an installation-related issue, but such assistance does not transfer the installation team’s contractual or legal responsibility to Solato Smart Private Limited.

13.5. Rectification of installation workmanship defects is not included in Solar Care 360 unless specifically quoted and agreed separately in writing.


14. Civil Work Is Out of Scope

14.1. All civil work is outside the scope of Solar Care 360.

14.2. Civil work includes, without limitation:

  • concrete work;
  • foundations;
  • masonry;
  • excavation;
  • trenching;
  • roof repair;
  • waterproofing;
  • plastering;
  • tile repair;
  • structural strengthening;
  • ceiling work;
  • wall modification;
  • road cutting;
  • drainage work;
  • painting;
  • building alterations; and

other construction-related work.

14.3. The customer is responsible for arranging required civil work independently.

14.4. Where a service cannot be safely or properly completed until required civil work has been carried out, Solato Smart Private Limited may suspend or postpone the relevant service until such work has been completed.

14.5. Solato Smart Private Limited shall not be responsible for:

  • civil-work defects;
  • roof leakage;
  • waterproofing failure;
  • structural defects;
  • construction damage; or

losses caused by civil contractors or other third parties.


15. Site Visits and Solar System Design

15.1. Site visits and solar system design are optional services and are not automatically included in Solar Care 360 unless expressly stated in the applicable package.

15.2. Where separately requested, Solato Smart Private Limited may provide or arrange:

  • site visits;
  • technical assessments;
  • solar system design;
  • system-sizing recommendations;
  • equipment recommendations;
  • performance assessments; and

related technical consultation.

15.3. Such services may be separately chargeable.

15.4. A maintenance or diagnostic visit under Solar Care 360 does not automatically constitute:

  • a structural survey;
  • civil engineering inspection;
  • electrical certification;
  • roof certification;
  • system redesign; or

formal engineering certification.


16. AC Wiring and Customer Premises

16.1. Solar Care 360 is intended to cover the eligible solar system within the scope of the customer’s applicable package.

16.2. General AC wiring within the customer’s building, premises, or internal electrical distribution system is not automatically included.

16.3. Faults involving the following are outside the standard Solar Care 360 scope unless expressly agreed otherwise:

  • general household wiring;
  • commercial premises wiring;
  • distribution wiring not forming part of the covered solar system;
  • electrical appliances;
  • customer loads;
  • transformers;
  • utility infrastructure; or

other non-solar electrical systems.

16.4. Such work may be referred to an appropriate professional or separately quoted where available.


17. Customer Responsibilities

17.1. The customer must provide reasonable and safe access to the solar system for scheduled and approved services.

17.2. The customer shall:

  • maintain safe site access;
  • provide accurate system information;
  • maintain internet connectivity where monitoring is included;
  • provide required monitoring access;
  • provide water access for scheduled cleaning where reasonably required;
  • promptly report known faults;
  • avoid unauthorized system modification;
  • retain relevant invoices and warranty records;
  • disclose known hazards; and
  • reasonably cooperate with service, diagnostic, warranty, and insurance procedures.

17.3. The customer shall not permit unauthorized persons to modify, dismantle, relocate, reprogram, repair, open, or tamper with covered equipment where doing so may affect safety, system operation, or manufacturer warranty coverage.

17.4. The customer must inform Solato Smart Private Limited of any material change to the solar system, including:

  • equipment replacement;
  • system expansion;
  • equipment relocation;
  • inverter replacement;
  • battery addition;
  • structural modification;
  • ownership change; or

significant increase in electrical load.

17.5. Solato Smart Private Limited may require reassessment of the Solar Care 360 package following any material system change.


18. Safe Access

18.1. Solato Smart Private Limited reserves the right to decline, discontinue, postpone, or reschedule work where site conditions are reasonably considered unsafe.

18.2. Unsafe conditions may include:

  • unsafe roofs;
  • damaged structures;
  • exposed live wiring;
  • flooding;
  • extreme weather;
  • unsafe access arrangements;
  • inadequate ladders;
  • hazardous working heights;
  • aggressive animals;
  • hazardous materials; or

other material safety risks.

18.3. Special access arrangements required to safely reach the solar system may be separately chargeable.


19. Solar Care 360 Exclusions

Unless expressly included in writing, Solar Care 360 does not include:

  • temporary equipment;
  • standby equipment;
  • substitute equipment;
  • alternative equipment;
  • loan equipment;
  • replacement equipment during warranty processing;
  • civil work;
  • roof repair;
  • waterproofing;
  • structural repair;
  • building repairs;
  • general premises AC wiring;
  • rectification of independent installation workmanship defects;
  • system relocation;
  • system expansion;
  • full system redesign;
  • additional customer loads;
  • unauthorized modifications;
  • physical abuse;
  • misuse;
  • intentional damage;
  • theft except where covered by an applicable insurance policy;
  • vandalism except where covered by an applicable insurance policy;
  • uninsured natural-disaster damage;
  • uninsured fire damage;
  • pest or rodent damage unless expressly covered;
  • utility-grid faults;
  • electricity distribution company faults;
  • internet-service failures;
  • cloud-platform failures;
  • manufacturer-platform failures;
  • replacement parts unless expressly included;
  • specialized machinery;
  • cranes;
  • scaffolding;
  • government charges;
  • regulatory charges;
  • net-billing application services;
  • electricity distribution company charges; or

any service not expressly included in the customer’s Solar Care 360 package.


20. No Guarantee of Solar Generation or Financial Savings

20.1. Solar Care 360 is intended to assist with preventive maintenance, monitoring, cleaning, diagnostic support, and system care.

20.2. Solato Smart Private Limited does not guarantee any specific:

  • daily electricity generation;
  • monthly electricity generation;
  • annual electricity generation;
  • electricity bill reduction;
  • financial saving;
  • payback period;
  • net-billing credit;
  • export income;
  • battery backup duration;
    or financial return.

20.3. Solar-system performance may be affected by factors including:

  • sunlight;
  • weather;
  • temperature;
  • shading;
  • dust;
  • grid availability;
  • grid voltage;
  • customer consumption;
  • solar panel degradation;
  • equipment condition;
  • equipment efficiency;
  • system configuration;
  • manufacturer limitations; and

other external conditions.


21. No Guarantee of Continuous System Operation

21.1. Preventive maintenance may assist in reducing certain operational risks but cannot eliminate the possibility of equipment failure.

21.2. Solato Smart Private Limited does not warrant that a solar system covered under Solar Care 360 will remain continuously operational or fault-free.

21.3. The system may experience downtime during:

equipment failure;

manufacturer warranty processing;

  • repairs;
  • servicing;
  • inspections;
  • grid outages;
  • parts procurement;
  • insurance assessment;
  • internet outages; or

other circumstances.

21.4. Solar Care 360 does not include backup or temporary equipment for such downtime.


22. Net Billing and Regulatory Matters

22.1. Net billing, prosumer registration, regulatory applications, grid-interconnection approvals, metering applications, electricity distribution company approvals, and related regulatory services are not included in Solar Care 360 unless separately agreed in writing.

22.2. Solato Smart Private Limited does not guarantee any:

  • regulatory approval;
  • tariff;
  • export rate;
  • application-processing time;
  • meter installation date; or

regulatory outcome.

22.3. Where Solato Smart Private Limited separately provides documentation, file-submission, or administrative assistance relating to such matters, the service shall be subject to a separate scope and applicable charges.


23. Scheduled Visits and Customer Availability

23.1. Scheduled cleaning, inspection, diagnostic, and maintenance visits shall be coordinated with the customer.

23.2. The customer shall provide reasonable access at the agreed time.

23.3. If a customer cancels a scheduled visit, Solato Smart Private Limited shall reasonably attempt to reschedule the visit within the active subscription period.

23.4. Repeated cancellations, refusal of access, or customer unavailability may affect the ability of Solato Smart Private Limited to complete scheduled services.

23.5. Unused services caused by repeated customer unavailability may expire at the end of the subscription period.


24. Service Area and Travel

24.1. Solar Care 360 availability may depend upon geographical service coverage.

24.2. Standard package pricing may apply only within designated service areas.

24.3. Services outside the applicable standard service area may be subject to additional:

  • travel charges;
  • transportation charges;
  • accommodation costs; or

other reasonable location-related expenses,

where communicated to the customer in advance.


25. Pricing and Payment

25.1. The Solar Care 360 subscription price shall be the amount stated on the applicable quotation, invoice, service agreement, or renewal notice.

25.2. Prices shall be stated in Pakistani Rupees unless otherwise specified.

25.3. Applicable taxes, duties, levies, or government charges may be added where required by law.

25.4. The subscription becomes active only after applicable payment and eligibility requirements have been completed.

25.5. Solato Smart Private Limited may revise Solar Care 360 pricing for future subscriptions and renewals.

25.6. A future price revision shall not retrospectively increase the price of an already paid active subscription unless required by law or agreed with the customer.


26. Transparent Pricing

26.1. The Solar Care 360 subscription fee covers only the services expressly identified as included in the applicable package.

26.2. Services, equipment, materials, parts, third-party charges, and works expressly excluded from the package shall not become included merely because the customer has paid a Solar Care 360 subscription fee.

26.3. Where additional work is required, Solato Smart Private Limited may issue a separate quotation or communicate the applicable charges before proceeding.

26.4. Additional charges may apply to:

equipment;

replacement parts;

consumables;

excluded repairs;

third-party expenses;

special-access equipment;

civil works;

structural work;

specialized electrical work;

system expansion;

relocation;

transportation;

manufacturer charges; and

services outside the applicable package.


27. Renewal

27.1. Solar Care 360 does not automatically renew unless expressly agreed in writing.

27.2. Renewal shall be subject to:

payment of the applicable renewal fee;

continued system eligibility;

applicable package conditions;

service-area availability; and

the Solar Care 360 terms applicable at the time of renewal.

27.3. Solato Smart Private Limited may inspect or reassess the solar system before renewal.

27.4. Future Solar Care 360 packages may have different:

  • pricing;
  • service frequencies;
  • included benefits;
  • exclusions;
  • eligibility criteria; or

scope.


28. Cancellation and Refunds

28.1. Cancellation of Solar Care 360 shall be subject to the applicable quotation, invoice, service agreement, these Terms, and applicable law.

28.2. Once a subscription has commenced and services have been provided, the customer shall not automatically be entitled to a full refund.

28.3. Where a refund is approved or legally required, Solato Smart Private Limited may, to the extent permitted by law, deduct:

  • the value of services already provided;
  • insurance-related costs;
  • third-party expenses already incurred;
  • administrative costs;
  • non-refundable supplier charges; and

other non-recoverable costs.

28.4. Nothing in these Terms is intended to exclude any statutory right that cannot lawfully be excluded.


29. Suspension or Termination of Service

29.1. Solato Smart Private Limited may suspend or terminate Solar Care 360 where:

  • payment remains outstanding;
  • reasonable access is repeatedly denied;
  • the site is unsafe;
  • the system has been materially modified without notification;
  • service personnel are threatened, harassed, or abused;
  • false or materially misleading information is provided;
  • illegal activity is reasonably suspected;
  • the customer materially breaches these Terms; or

service becomes impracticable due to circumstances outside the reasonable control of Solato Smart Private Limited.

29.2. Where reasonably practicable, Solato Smart Private Limited may allow the customer an opportunity to remedy a correctable breach before termination.


30. Transfer of Solar Care 360

30.1. Solar Care 360 is registered against the relevant customer, solar system, and service location.

30.2. Solar Care 360 is not automatically transferable to:

  • another property;
  • another solar system;
  • another customer; or

another location.

30.3. Any transfer request shall require prior approval from Solato Smart Private Limited.

30.4. Solato Smart Private Limited may require a new inspection or assessment before approving any transfer.


31. Data, Monitoring and Customer Information

31.1. Where reasonably necessary to provide Solar Care 360 services, Solato Smart Private Limited may process relevant customer and solar-system information, including:

  • customer contact details;
  • equipment details;
  • serial numbers;
  • system-generation data;
  • inverter data;
  • battery data;
  • monitoring data;
  • service history;
  • warranty information; and

insurance-related information.

31.2. Where manufacturer warranty assistance, insurance facilitation, technical support, or third-party coordination is requested, relevant information may be shared with the applicable:

  • manufacturer;
  • distributor;
  • insurance provider;
  • authorized service provider;
  • technician; or

other party reasonably required to process the relevant service request.

31.3. Customer information shall be used for legitimate service, operational, warranty, insurance, support, and related purposes subject to applicable law.


32. Force Majeure

32.1. Solato Smart Private Limited shall not be responsible for delay or failure to provide a Solar Care 360 service where performance is prevented or materially affected by circumstances reasonably beyond its control.

32.2. Such circumstances may include:

  • flood;
  • earthquake;
  • storm;
  • extreme weather;
  • fire;
  • war;
  • civil disturbance;
  • strikes;
  • governmental restrictions;
  • road closures;
  • security conditions;
  • epidemics;
  • equipment shortages;
  • manufacturer delays;
  • import restrictions;
  • transportation disruption;
  • utility interruption; or

comparable events outside reasonable control.

32.3. Affected services may be rescheduled where reasonably practicable.


33. Limitation of Liability

33.1. To the maximum extent permitted by applicable law, Solato Smart Private Limited shall not be liable for indirect, incidental, special, consequential, or purely economic loss resulting from:

  • a solar-system fault;
  • equipment failure;
  • system downtime;
  • manufacturer delay;
  • insurance-provider delay;
  • grid interruption;
  • communication failure; or

service interruption.

33.2. Such losses may include, where legally permissible:

  • lost solar generation;
  • increased electricity bills;
  • loss of expected savings;
  • loss of net-billing revenue;
  • loss of production;
  • business interruption;
  • loss of profits; or

other economic losses arising from system downtime.

33.3. Solato Smart Private Limited shall not be responsible for the acts, omissions, decisions, delays, or failures of:

  • equipment manufacturers;
  • distributors;
  • insurance providers;
  • independent installation teams;
  • electricity distribution companies;
  • government or regulatory authorities;
  • internet providers;
  • monitoring-platform providers; or

other independent third parties.

33.4. Nothing in these Terms excludes or limits liability to the extent such liability cannot lawfully be excluded or limited under applicable law.


34. Policy Implementation Date and Applicability

34.1. These Solar Care 360 Terms and Conditions have a Policy Implementation Date of 12 August 2024.

34.2. The policy framework applies to Solar Care 360 subscriptions, offers, renewals, and related services implemented by Solato Smart Private Limited from 12 August 2024, subject to the particular quotation, invoice, service agreement, or written offer applicable to the customer.

34.3. The Policy Implementation Date does not by itself create retrospective:

  • insurance coverage;
  • free services;
  • maintenance rights;
  • warranty rights;
  • refund rights;
  • service entitlements; or

other benefits

for any customer who was not otherwise eligible for or subscribed to Solar Care 360.

34.4. Customer-specific written agreements shall prevail over these general Terms to the extent of any direct inconsistency.


35. Changes to Solar Care 360 Terms

35.1. Solato Smart Private Limited may revise Solar Care 360 Terms from time to time due to:

  • changes in law;
  • regulatory requirements;
  • taxation;
  • insurance requirements;
  • manufacturer requirements;
  • service availability;
  • business requirements; or

changes to Solar Care 360 packages.

35.2. Changes shall generally apply prospectively to new subscriptions and renewals unless otherwise required by applicable law.

35.3. An amendment shall not retrospectively remove a contractual benefit already expressly granted under a fully paid active subscription except where required by law or agreed with the customer.


36. Governing Law and Dispute Resolution

36.1. These Solar Care 360 Terms and Conditions shall be governed by the applicable laws of the Islamic Republic of Pakistan.

36.2. In the event of a dispute, the customer and Solato Smart Private Limited shall first attempt to resolve the matter through good-faith discussion and written communication.

36.3. Subject to applicable mandatory consumer-protection and jurisdiction requirements, disputes that cannot be resolved amicably shall be subject to the jurisdiction of the competent courts at Islamabad, Pakistan.

36.4. Where the parties separately agree in writing to arbitration, the applicable arbitration agreement shall govern the dispute.


37. Severability

37.1. If any provision of these Terms is held to be invalid, unlawful, or unenforceable, the remaining provisions shall continue in effect to the maximum extent permitted by law.

37.2. Any invalid or unenforceable provision shall be interpreted or limited only to the minimum extent necessary to preserve the remaining Terms.


38. No Waiver

38.1. Failure or delay by Solato Smart Private Limited in exercising or enforcing any contractual right shall not automatically constitute a waiver of that right.

38.2. Any waiver must be confirmed in writing by an authorized representative of Solato Smart Private Limited.


39. Entire Service Agreement

39.1. These Terms shall be read together with:

  • the applicable Solar Care 360 quotation;
  • invoice;
  • service confirmation;
  • customer-specific written agreement;
  • applicable manufacturer warranties; and

applicable insurance-policy documentation.

39.2. Where a customer-specific written term directly conflicts with these general Terms, the customer-specific written term shall prevail for that particular transaction to the extent of the conflict.


40. Customer Acceptance

By purchasing, renewing, paying for, accepting, or using Solar Care 360, the customer confirms that the customer has:

  • reviewed the applicable Solar Care 360 package;
  • understood the included services;
  • understood the exclusions;
  • understood that manufacturer warranties remain subject to manufacturer approval and applicable manufacturer terms;
  • understood that insurance claims remain subject to the applicable insurance provider;
  • understood that civil work is outside the scope of Solar Care 360;
  • understood that installation workmanship remains the responsibility of the applicable installation team;
  • understood that solar generation and financial savings are not guaranteed; and

specifically understood that temporary, alternative, standby, substitute, loan, or interim replacement equipment is not included in Solar Care 360 during repair, breakdown, manufacturer warranty processing, or insurance-claim processing.

Solato Smart Private Limited


Note: This standalone copy has been separated from the master customer Terms & Conditions document for ease of reference. The policy text below is reproduced from the source document; applicable quotations, invoices, service confirmations, insurance documents, and customer-specific written terms continue to apply where relevant.

SOLAR SYSTEM INSURANCE POLICY

Insurance Facilitation Terms and Conditions

Facilitated By: Solato Smart Private Limited
Policy Implementation Date: 12 August 2024
Applicable To: Eligible Solar Systems for Which Insurance Coverage Has Been Requested and Approved


1. Introduction

1.1. Solato Smart Private Limited recognizes that a solar energy system represents a significant long-term investment. To assist customers in protecting eligible solar equipment against certain physical risks, Solato Smart Private Limited may facilitate solar system insurance through appropriately licensed insurance providers.

1.2. Solato Smart Private Limited acts solely as an insurance facilitation and administrative support provider in relation to such insurance arrangements.

1.3. Solato Smart Private Limited is not the insurer, underwriter, risk carrier, or claim-paying entity.

1.4. All insurance coverage is subject to:

  • acceptance of the risk by the applicable insurance provider;
  • payment of the applicable premium;
  • issuance of a cover note, policy schedule, certificate, or other confirmation of insurance;
  • the applicable sum insured;
  • deductibles or excess amounts;
  • warranties and conditions;
  • exclusions;
  • endorsements;
  • claim procedures; and
  • all other terms imposed by the insurance provider.

1.5. No statement contained on the website, quotation, proposal, marketing material, or communication from Solato Smart Private Limited shall expand the coverage provided by the actual insurance policy issued by the insurance provider.

1.6. In the event of any inconsistency between these terms and the insurance provider’s policy wording, schedule, endorsement, certificate, or cover note, the insurance provider’s issued documents shall determine the actual insurance coverage.


2. Commencement of Insurance Coverage

2.1. Submission of an insurance request, payment to Solato Smart Private Limited, inspection of the solar system, or submission of documentation does not by itself confirm that insurance coverage has commenced.

2.2. Insurance coverage shall commence only from the date and time confirmed by the insurance provider in the applicable:

  • policy;
  • policy schedule;
  • cover note;
  • certificate;
  • endorsement; or
  • other formal confirmation of coverage.

2.3. Solato Smart Private Limited does not guarantee that an insurance provider will accept any particular solar system or risk.

2.4. Insurance providers may require an inspection, photographs, valuation, security arrangements, maintenance records, technical information, or other documentation before accepting a risk.


3. Eligible Solar Equipment

3.1. Subject to approval by the insurance provider, insurance may apply to equipment forming part of an eligible solar energy system, including, where expressly included in the policy schedule:

  • solar panels;
  • solar inverters;
  • batteries;
  • mounting structures;
  • solar-specific protection equipment;
  • solar-related cabling;
  • monitoring equipment; and
  • other specifically declared solar system components.

3.2. Only equipment declared to and accepted by the insurance provider shall be considered insured.

3.3. Any equipment, accessory, addition, upgrade, expansion, or replacement not declared or endorsed in accordance with the insurance provider’s requirements may not be covered.


4. Scope of Insurance Coverage

Subject entirely to the terms, limits, exclusions, deductibles, conditions, endorsements, and approval of the insurance provider, coverage may include the following risks where specifically shown as insured under the issued policy.

4.1. Natural Disasters

Coverage may include physical loss or damage resulting from insured natural events such as:

  • flood;
  • storm;
  • earthquake;
  • heavy rainfall;
  • hailstorm;
  • lightning; and
  • other natural perils expressly covered by the insurance provider.

4.2. Fire and Explosion

Coverage may include physical loss or damage to insured solar equipment arising from accidental fire or explosion, subject to the applicable policy terms and exclusions.

4.3. Theft and Burglary

Coverage may include theft or burglary of insured solar equipment where the event satisfies the applicable policy requirements and security conditions.

Such equipment may include:

  • solar panels;
  • inverters;
  • batteries; and
  • other insured components identified in the applicable policy schedule.

4.4. Accidental Physical Damage

Coverage may include sudden and accidental physical damage to insured solar equipment where the event is not otherwise excluded by the insurance policy.

4.5. Third-Party Liability

Where expressly included by the insurance provider, the policy may provide limited third-party liability coverage in respect of accidental property damage or other insured liability arising from the covered solar system.

Third-party liability is not automatically included and shall apply only where specifically stated in the insurance policy.


5. Sum Insured and Declared System Value

5.1. Insurance coverage shall be based on the value declared and accepted by the insurance provider.

5.2. The customer is responsible for providing accurate information concerning the value of the solar system and its insured components.

5.3. The declared value may be based on:

  • purchase invoices;
  • replacement value;
  • current equipment value;
  • installation documentation;
  • valuation information; or
  • another valuation method accepted by the insurance provider.

5.4. If the system is materially underinsured, any claim settlement may be reduced in accordance with the terms of the applicable insurance policy.

5.5. If the customer expands, upgrades, replaces, relocates, or materially modifies the solar system, the customer must promptly notify Solato Smart Private Limited so that the insurance provider may be informed where required.

5.6. Failure to declare a material increase in system value may affect insurance coverage or claim settlement.


6. Insurance Premium and Charges

6.1. Unless a different rate is stated in the applicable quotation or insurance proposal, the indicative annual insurance cost may be calculated at up to two percent (2%) of the declared solar system value per year.

6.2. The final premium and applicable charges remain subject to confirmation by the insurance provider.

6.3. The applicable rate may vary based upon factors including:

  • total insured value;
  • residential, commercial, industrial, or other use;
  • geographical location;
  • system size;
  • site conditions;
  • previous claims history;
  • equipment type;
  • risk exposure;
  • security arrangements;
  • insurance-provider underwriting criteria;
  • applicable taxes;
  • deductibles;
  • coverage limits; and
  • additional coverage requested by the customer.

6.4. Large commercial, industrial, institutional, or utility-scale solar systems may be subject to individually determined insurance rates and underwriting conditions.

6.5. The applicable premium shall be stated in the quotation, proposal, invoice, insurance schedule, or other applicable document.

6.6. Solato Smart Private Limited does not guarantee that an insurance provider will continue to offer the same premium rate at renewal.


7. Deductible / Excess

7.1. Insurance claims may be subject to a deductible or excess.

7.2. The deductible or excess is the portion of an insured loss that remains payable or borne by the customer.

7.3. The applicable deductible or excess shall be determined by the insurance provider and may vary according to:

  • type of loss;
  • insured risk;
  • location;
  • equipment;
  • claim value; or
  • other underwriting conditions.

7.4. Solato Smart Private Limited is not responsible for paying any deductible or excess applicable to a customer’s insurance claim.


8. General Exclusions

Unless expressly covered by the applicable insurance provider, insurance shall not be assumed to cover loss or damage arising from:

  • normal wear and tear;
  • ageing;
  • corrosion;
  • rust;
  • gradual deterioration;
  • normal solar panel degradation;
  • routine reduction in efficiency;
  • lack of maintenance;
  • negligence;
  • improper operation;
  • unauthorized repair;
  • unauthorized modification;
  • deliberate or intentional damage;
  • pre-existing damage or defects;
  • inherent defects where excluded by the insurer;
  • manufacturing defects covered under manufacturer warranty;
  • installation workmanship defects;
  • improper wiring;
  • improper earthing;
  • overloading;
  • ordinary mechanical or electrical breakdown where not expressly insured;
  • shading;
  • accumulation of dust;
  • routine cleaning requirements;
  • reduction in electricity generation;
  • loss of expected electricity savings;
  • loss of net-billing income;
  • loss of business revenue;
  • business interruption unless expressly insured;
  • consequential or indirect loss;
  • loss of data;
  • cyber loss where excluded;
  • terrorism or sabotage where excluded by the policy;
  • war or civil disturbance where excluded by the policy;
  • confiscation or seizure by an authority where excluded;
  • unauthorized relocation of insured equipment; or

any other risk excluded under the issued insurance policy.


9. Manufacturer Warranty Claims

9.1. Insurance is separate from the applicable manufacturer warranty.

9.2. A manufacturing defect that falls within the manufacturer’s warranty shall normally be handled under the applicable manufacturer warranty rather than as an insurance claim, subject to the insurance provider’s determination.

9.3. Solato Smart Private Limited may separately provide warranty-claim assistance where such assistance forms part of an applicable service arrangement.

9.4. The insurance provider may require the customer to first pursue available manufacturer warranty remedies before accepting certain claims.


10. Installation Workmanship

10.1. Insurance coverage does not automatically make Solato Smart Private Limited responsible for installation workmanship.

10.2. Where a solar system has been installed by an independent installation team, workmanship-related defects remain subject to the agreement and obligations of that installation team.

10.3. Damage directly resulting from defective installation or workmanship may be excluded by the insurance provider unless expressly covered.

10.4. The customer should maintain all applicable installation documents and workmanship warranty records.


11. Theft and Burglary Security Requirements

11.1. For theft or burglary coverage, the insured premises must comply with the security conditions required by the insurance provider.

11.2. As a condition for facilitating theft-related insurance coverage through Solato Smart Private Limited, functional CCTV surveillance must be installed at the insured premises covering the relevant solar equipment or access areas, where reasonably practicable.

11.3. The customer is responsible for:

  • maintaining the CCTV system;
  • ensuring that cameras remain operational;
  • maintaining reasonable recording capability; and
  • providing available footage when requested in connection with a claim.

11.4. Where required following theft, attempted theft, or burglary, the customer must promptly:

  • report the incident to the relevant law-enforcement authority;
  • obtain an FIR or other required police documentation;
  • preserve available CCTV footage;
  • provide photographs;
  • provide purchase documentation;
  • identify missing equipment and serial numbers where available; and
  • comply with other documentation requirements imposed by the insurance provider.

11.5. Installation of CCTV does not guarantee that a theft claim will be approved.

11.6. Final claim determination remains entirely subject to the applicable insurance policy and insurance provider.


12. Cyber Loss Exclusion

12.1. Where the applicable insurance policy incorporates a Cyber Loss Absolute Exclusion, including an exclusion based upon or equivalent to IUA 09-081, that exclusion shall apply strictly in accordance with the wording incorporated into the insurance policy.

12.2. Depending upon the wording adopted by the insurance provider, excluded cyber-related loss may include loss directly or indirectly arising from:

  • use or operation of computer systems;
  • use or operation of computer networks;
  • inability to access or use data;
  • inability to process, transmit, receive, or store data;
  • hacking;
  • malicious cyber activity;
  • cyber threats;
  • cyber incidents;
  • errors or omissions involving computer systems;
  • corruption or loss of electronic data; or
  • other cyber-related circumstances described in the applicable exclusion.

12.3. Solato Smart Private Limited does not independently create, modify, interpret, extend, or waive an insurance provider’s cyber exclusion.

12.4. The exact cyber exclusion applicable to the customer shall be the wording appearing in or incorporated into the issued insurance policy.


13. Terrorism, Sabotage, War and Political Risks

13.1. Terrorism, sabotage, war, civil war, political violence, civil disturbance, confiscation, or similar risks may be excluded unless expressly covered or endorsed by the insurance provider.

13.2. The customer should refer to the applicable policy schedule and endorsements to determine whether any such coverage has been purchased.

13.3. Solato Smart Private Limited does not guarantee the availability of terrorism, sabotage, political violence, or similar coverage.


14. Consequential Loss and Loss of Generation

14.1. Unless specifically insured under a separate endorsement, insurance facilitated under these terms does not cover consequential or purely financial losses.

14.2. Such losses may include:

  • loss of solar generation;
  • increased electricity bills;
  • loss of expected savings;
  • loss of net-billing credits;
  • loss of export revenue;
  • loss of business;
  • loss of profits;
  • loss of production;
  • interruption of operations; or
  • other financial loss caused by system downtime.

14.3. Insurance of physical equipment should not be interpreted as a guarantee of electricity generation or system availability.


15. Claim Notification

15.1. In the event of any incident that may result in an insurance claim, the customer must notify Solato Smart Private Limited as soon as reasonably possible.

15.2. Where the insurance provider’s contact details or claim-notification procedures have been provided directly to the customer, the customer must also comply with those requirements.

15.3. Any mandatory notification period stated by the insurance provider must be observed.

15.4. Delay in reporting a loss may affect claim eligibility where such delay prejudices the insurance provider or breaches the applicable policy conditions.

15.5. Notification to Solato Smart Private Limited does not replace direct notification to the insurance provider where direct notice is required under the policy.


16. Customer’s Duties Following Loss or Damage

16.1. Following an insured or potentially insured event, the customer must take reasonable steps to prevent further loss or damage, provided it is safe to do so.

16.2. The customer should not dispose of damaged equipment or materially alter the damaged property before inspection or authorization where an insurance-provider inspection may be required.

16.3. Emergency actions reasonably necessary to protect life, safety, property, or prevent further damage may be undertaken where appropriate.

16.4. The customer must retain reasonable evidence of the loss, including where applicable:

  • photographs;
  • videos;
  • CCTV footage;
  • serial numbers;
  • invoices;
  • purchase documentation;
  • repair estimates;
  • police reports;
  • FIR;
  • incident reports;
  • maintenance records; and

other supporting evidence.


17. Claim Assistance by Solato Smart Private Limited

17.1. Subject to the customer’s cooperation and availability of documentation, Solato Smart Private Limited may provide reasonable administrative assistance with an eligible insurance claim.

17.2. Such assistance may include:

  • preliminary review of available documentation;
  • assistance in completing claim information;
  • submission or forwarding of documents;
  • coordination with the insurance provider;
  • coordination of surveys or inspections;
  • provision of available purchase records;
  • communication regarding claim status; and
  • reasonable administrative follow-up.

17.3. Solato Smart Private Limited’s role is limited to facilitation and administrative support.

17.4. Solato Smart Private Limited cannot direct, control, or override the insurance provider’s claim decision.

17.5. Solato Smart Private Limited does not guarantee:

  • claim acceptance;
  • claim settlement;
  • claim value;
  • replacement approval;
  • repair approval;
  • survey timing;
  • processing time; or
  • payment date.

17.6. A delay by the insurance provider, surveyor, repairer, supplier, government authority, law-enforcement authority, or other third party shall not create financial liability for Solato Smart Private Limited.


18. No Temporary or Alternative Equipment

18.1. Insurance facilitation by Solato Smart Private Limited does not include temporary, substitute, standby, alternative, or loan equipment while an insurance claim is being assessed, processed, repaired, or settled.

18.2. Solato Smart Private Limited is not obligated to provide temporary:

  • solar panels;
  • inverters;
  • batteries;
  • electrical equipment;
  • monitoring equipment; or
  • any other replacement equipment

during an insurance claim.

18.3. The customer’s solar system may remain partially or fully non-operational while a claim is under assessment or while replacement or repair is pending.

18.4. Solato Smart Private Limited does not guarantee uninterrupted electricity, backup supply, solar generation, or system operation during an insurance claim.

18.5. Any substitute equipment separately sold, rented, or supplied to a customer, if available, shall constitute a separate commercial transaction and shall not form part of the insurance facilitation service.


19. Claim Assessment and Settlement

19.1. The insurance provider retains sole authority to investigate, assess, approve, reject, adjust, settle, or otherwise determine an insurance claim.

19.2. The insurance provider may appoint:

  • a surveyor;
  • loss adjuster;
  • investigator;
  • engineer;
  • repairer;
  • technical specialist; or
  • other professional

to assess the loss.

19.3. The customer must reasonably cooperate with any authorized claim assessment.

19.4. Claim settlement may be based upon:

  • repair cost;
  • replacement cost;
  • depreciated value;
  • actual cash value;
  • reinstatement value;
  • sum insured;
  • policy limits;
  • average or underinsurance provisions;
  • deductible or excess; or
  • another settlement basis specified by the insurance provider.

19.5. Solato Smart Private Limited shall not be responsible for any difference between the customer’s expected loss amount and the amount approved by the insurance provider.


20. Fraud, Misrepresentation and Non-Disclosure

20.1. The customer must provide complete and accurate information when requesting insurance and when submitting a claim.

20.2. The customer must not:

  • knowingly provide false information;
  • materially exaggerate a claim;
  • conceal relevant facts;
  • submit false documentation;
  • manipulate evidence; or
  • misrepresent the circumstances of a loss.

20.3. Fraud, material misrepresentation, or material non-disclosure may result in rejection of a claim, cancellation of insurance, or other consequences under the applicable insurance policy and law.

20.4. Solato Smart Private Limited shall not be liable for consequences arising from inaccurate, incomplete, fraudulent, or misleading information supplied by the customer.


21. Changes to the Insured Risk

21.1. The customer must promptly notify Solato Smart Private Limited of any material change that may affect the insured risk.

21.2. Material changes may include:

  • relocation of the solar system;
  • change in ownership;
  • system expansion;
  • installation of additional panels;
  • inverter replacement;
  • battery addition or replacement;
  • material structural changes;
  • substantial changes in building use;
  • changes in security arrangements;
  • prolonged vacancy of the premises;
  • damage occurring before renewal; or
  • other significant changes affecting the insured system.

21.3. Solato Smart Private Limited may forward such information to the insurance provider.

21.4. The insurance provider may require:

  • additional premium;
  • revised conditions;
  • inspection;
  • policy endorsement;
  • revised sum insured; or

other changes.


22. Maintenance Obligations

22.1. The customer remains responsible for reasonable maintenance of the solar system.

22.2. Insurance is not a substitute for regular maintenance, cleaning, inspection, safe operation, or timely repair.

22.3. Failure to properly maintain equipment may affect a claim where maintenance requirements form part of the applicable insurance policy.

22.4. The customer should retain relevant maintenance and service records where reasonably available.


23. Policy Period and Renewal

23.1. Insurance shall remain effective only for the insurance period stated in the issued policy or schedule.

23.2. Insurance does not automatically renew unless expressly confirmed.

23.3. Renewal remains subject to:

  • insurance-provider acceptance;
  • updated underwriting information;
  • payment of renewal premium;
  • revised terms;
  • revised deductibles;
  • claims history;
  • system condition; and
  • applicable insurance-provider requirements.

23.4. Solato Smart Private Limited does not guarantee renewal at the same premium, terms, conditions, insurer, or coverage.

23.5. The customer is responsible for ensuring that renewal requirements and payments are completed before expiry where continued insurance is desired.


24. Cancellation

24.1. Cancellation shall be governed by the terms of the applicable insurance policy and applicable law.

24.2. Any return premium, cancellation charge, administrative charge, minimum premium, or refund shall be determined according to the insurance provider’s applicable terms.

24.3. Solato Smart Private Limited does not independently determine the amount of insurance premium refundable following cancellation.


25. Insurance Provider Controls the Insurance Contract

25.1. The actual insurance contract exists between the insured customer and the applicable insurance provider, subject to the issued policy documentation.

25.2. Solato Smart Private Limited’s involvement in:

  • arranging;
  • facilitating;
  • communicating;
  • collecting information;
  • coordinating inspection;
  • forwarding payment;
  • assisting with documentation; or
  • assisting with a claim

does not make Solato Smart Private Limited the insurer.

25.3. Solato Smart Private Limited does not assume the financial obligations of the insurance provider.


26. Limitation of Liability of Solato Smart Private Limited

26.1. Solato Smart Private Limited shall provide reasonable facilitation assistance but shall not be financially responsible for insured or uninsured losses.

26.2. To the maximum extent permitted by applicable law, Solato Smart Private Limited shall not be liable for:

  • rejection of an insurance claim;
  • partial settlement;
  • application of a deductible;
  • application of depreciation;
  • underinsurance;
  • delayed claim processing;
  • insurer insolvency;
  • surveyor delay;
  • insurer interpretation of policy wording;
  • excluded damage;
  • repair delays;
  • unavailable replacement equipment;
  • loss of solar generation;
  • increased electricity bills;
  • business interruption;
  • loss of profits;
  • loss of net-billing income; or
  • consequential loss resulting from the insured event.

26.3. Nothing in these Terms shall exclude or restrict liability that cannot legally be excluded under applicable law.


27. Customer Responsibility to Review Insurance Documents

27.1. The customer must carefully review the insurance provider’s:

  • policy schedule;
  • policy wording;
  • sum insured;
  • insured property;
  • exclusions;
  • deductibles;
  • warranties;
  • conditions;
  • endorsements;
  • geographic limits;
  • claim procedures; and
  • period of insurance.

27.2. Any discrepancy should be raised promptly after receipt of the insurance documents.

27.3. Payment of premium or acceptance of the insurance documents may constitute acceptance of applicable policy terms to the extent provided under applicable law and the insurance contract.


28. No Representation Beyond Issued Coverage

28.1. No employee, technician, installer, contractor, salesperson, or representative may guarantee insurance coverage or claim settlement beyond the terms formally issued by the insurance provider.

28.2. Verbal statements regarding insurance shall not amend the insurance contract.

28.3. Any requested change to insurance coverage must be formally accepted and documented by the insurance provider where required.


29. Policy Implementation Date

29.1. These insurance facilitation terms have a Policy Implementation Date of 12 August 2024.

29.2. The Policy Implementation Date does not create retrospective insurance coverage for any period during which no valid insurance policy or cover was in force.

29.3. Insurance protection applies only during the period expressly confirmed by the applicable insurance provider.

29.4. No insurance claim may be made against Solato Smart Private Limited merely because these facilitation terms have an implementation date of 12 August 2024.


30. Governing Law

30.1. These insurance facilitation terms shall be governed by the applicable laws of the Islamic Republic of Pakistan.

30.2. The insurance contract itself shall additionally be subject to the terms, conditions, applicable regulatory requirements, and dispute-resolution procedures stated in the issued insurance policy.

30.3. Any dispute concerning whether an insurance claim is payable shall be addressed in accordance with the applicable insurance policy and applicable law.

30.4. Any dispute relating specifically to services provided by Solato Smart Private Limited shall first be addressed through good-faith written communication between the customer and Solato Smart Private Limited.


31.Priority of Documents

In the event of any inconsistency, documents shall be interpreted according to their respective legal purpose.

For matters concerning insurance coverage, insured risks, exclusions, claim entitlement, claim amount, deductibles, and settlement, the applicable insurance provider’s issued policy, schedule, endorsements, and cover documents shall prevail.

For matters concerning facilitation services performed by Solato Smart Private Limited, these Terms and any applicable customer-specific agreement with Solato Smart Private Limited shall apply.


32. Customer Acceptance

By requesting insurance facilitation, paying the applicable amount, accepting an insurance quotation, or proceeding with insurance arranged with the assistance of Solato Smart Private Limited, the customer acknowledges and agrees that:

  • Solato Smart Private Limited is acting as a facilitator and is not the insurance provider;
  • insurance coverage is subject to acceptance by the insurance provider;
  • only risks expressly insured under the issued policy are covered;
  • exclusions, deductibles, policy limits, warranties, and conditions apply;
  • claim acceptance and settlement are determined by the insurance provider;
  • Solato Smart Private Limited does not guarantee a claim;
  • Solato Smart Private Limited is not responsible for paying insurance losses or compensation;
  • temporary, standby, alternative, substitute, or loan equipment is not included during an insurance claim;
  • the customer is responsible for reviewing the issued insurance documents; and
  • the insurance provider’s issued policy documents determine the actual insurance coverage.

Solato Smart Private Limited


Note: This standalone copy has been separated from the master customer Terms & Conditions document for ease of reference. The policy text below is reproduced from the source document; applicable quotations, invoices, service confirmations, insurance documents, and customer-specific written terms continue to apply where relevant.

EV Charger Sales, Installation & Warranty Policy

Solato Smart Technologies supplies Orbit 120 kW DC Fast Chargers and offers separately agreed installation and related services. This policy explains our payment terms, project responsibilities, warranty coverage, and after-sales support.

 

1. Quotation & Pricing

Quotations are valid for seven (07) days from the date of issuance unless otherwise stated in writing. All prices are quoted in Pakistani Rupees (PKR).

Unless expressly included, prices exclude applicable taxes, duties, levies, and statutory charges. Prices may be revised after the quotation validity period. Following order confirmation, adjustments shall be limited to those permitted by the accepted quotation, including legally applicable changes in government charges.


2. Charger Specifications & Scope

The equipment, quantity, accessories, technical specifications, and services included in your purchase shall be those stated in the accepted quotation.

The Orbit 120 kW DC Fast Charger’s actual charging speed depends on vehicle compatibility, battery condition, available electricity supply, operating conditions, and manufacturer limits.

Capacity upgrades, solar integration, battery storage, canopy, civil works, electrical infrastructure, installation, and licensing assistance are included only where expressly stated in the quotation.


3. Charger Payment Terms

Customers shall pay:

20% advance payment to confirm the charger order.

80% balance payment upon arrival at the port before release or handover.

Orders are confirmed after receipt of cleared advance payment and written acceptance by Solato. The charger balance payment is separate from completion of installation, civil works, canopy, licensing, or commissioning.


4. Advance Payment for Additional Works

Civil works, canopy, foundations, electrical works, installation, commissioning, licensing assistance, and other agreed services require full advance payment before the relevant work begins, unless another payment schedule is agreed in writing.

Each activity shall have an approved scope and price. Additional work or changes require written agreement on the cost and any effect on the project schedule. Government fees, utility deposits, and other third-party charges shall be payable separately unless expressly included. Provisional charges shall be reconciled against supporting records.


5. Licensing, Registration & Approvals

Customers requesting licensing or registration assistance shall submit the required advance payment, complete documents, and signed authorizations before application work begins.

Solato shall provide a project-specific document checklist. The customer is responsible for supplying accurate and valid information and responding promptly to requests for additional documents.

Solato’s assistance does not guarantee approval or a particular processing time. Approvals, registration, inspections, and related conditions remain subject to the relevant authorities. The charger shall be operated only after applicable permissions and safety requirements are satisfied.


6. Site Readiness & Customer Responsibilities

The customer shall provide lawful site access, permission to carry out the agreed works, suitable installation space, and the electrical infrastructure required by the approved design and manufacturer instructions.

Utility connections, load upgrades, transformers, metering, cabling, earthing, and protection systems shall be included only as specified in the quotation.

Unless expressly included, the customer is responsible for electricity charges, internet connectivity, software subscriptions, payment-platform fees, and ongoing operating expenses.


7. Delivery & Inspection

Delivery and completion schedules shall be stated in the quotation. Dates are estimates unless expressly confirmed as firm commitments. Solato shall communicate material delays and revised timelines.

Customers shall inspect the equipment at delivery or collection and record visible damage, missing items, or discrepancies on the handover record. Acknowledgment of receipt does not waive applicable warranty rights or claims for hidden defects.

For Solato-arranged delivery, transit risk remains with Solato until delivery and handover at the agreed location. For customer collection or customer-arranged transportation, transit risk passes to the customer upon collection and handover.


8. Installation & Commissioning

Installation and commissioning are included only where expressly agreed in the quotation.

Where Solato undertakes installation, the work shall be carried out by Solato or its appointed installation team within the approved scope. Solato remains responsible for the contracted work of teams it appoints.

Where the customer independently appoints an installer, the installation agreement, charges, workmanship, and service obligations shall be between the customer and that installer.

Commissioning depends on site readiness, suitable electricity supply, completion of required works, applicable approvals, and agreed payments.


9. Charger Warranty

Charger warranty coverage shall follow the parent company’s applicable warranty policy, including its conditions, exclusions, commencement date, claims procedures, and remedies.

Installation arrangement

Warranty period

Installation by Solato under Solato’s installation agreement

Two (02) years

Installation by the customer

One (01) year

The applicable warranty start date shall be stated in the warranty certificate or accepted quotation.

Customer-arranged installation must comply with the manufacturer’s requirements. Eligible defective spare parts shall be repaired or replaced according to the parent company’s warranty policy. Coverage of labour, travel, transportation, and removal or reinstallation shall follow that policy or a separate written agreement.

The charger warranty does not automatically cover civil works, canopy, electrical infrastructure, installation workmanship, software subscriptions, or third-party equipment. Any separate coverage shall be stated in writing.

Nothing in this policy limits customer rights that cannot lawfully be excluded.


10. Warranty Claims & After-Sales Support

Customers shall report faults promptly to Solato and provide the purchase invoice, charger serial number, installation details, and relevant fault information. Warranty claims shall be assessed according to the parent company’s policy. Solato shall assist with claims within its agreed service scope.

Routine maintenance, cleaning, monitoring, emergency visits, software services, and consumables are included only where expressly stated. Optional maintenance or protection packages shall be governed by their separate scope, pricing, and conditions.


11. Safe Operation

Customers shall operate and maintain the charger according to manufacturer instructions and applicable requirements, maintain safe access, and prevent unauthorized alterations.

Equipment showing damage or unsafe operation shall be taken out of service until inspected by qualified personnel. Solato does not guarantee charging-station usage, revenue, profit, or investment payback unless expressly agreed in writing.


12. Delays, Cancellation & Refunds

Outstanding payments, incomplete documents, unavailable access, or an unprepared site may delay the project. Solato may suspend affected activities after written notice.

If the charger is already ordered in China, there will be no refund by all means. However, we can support customer by selling that charger to any other customer. Refunds shall be determined after accounting for equipment already ordered, completed work, and reasonable documented nonrecoverable commitments. Advances are not automatically forfeited. Any unused recoverable balance shall be refunded or credited with a statement of applicable deductions.

Material delays caused by events beyond either party’s reasonable control shall be communicated promptly. For prolonged delays, the parties shall agree on a revised schedule or termination settlement.


13. Governing Law & Agreement

This policy is governed by the laws of the Islamic Republic of Pakistan. Disputes shall first be addressed through good-faith discussion. Unresolved disputes may be referred to the competent courts unless another lawful procedure is agreed in writing.

This policy forms part of the customer’s accepted quotation. Any expressly agreed project-specific terms shall prevail where they conflict with this general policy.

 

Contact Us

For quotations, installation services, warranty assistance, or maintenance inquiries:

Solato Smart Technologies

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